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Credit Risk Manager
- US Bank (Marshall, MN)
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At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.
Job Description
Responsible for managing, monitoring and coordinating risk management projects for assigned product line. Predicts the level of credit risk and portfolio performance to evaluate and control credit risk, and maximizes profit potential and credit quality of the assigned product line. Responsible for the profit (loss) of assigned product line(s). Develops, builds and maintains the analytical framework and support systems for the account origination and reporting processes.
Basic Qualifications
+ Bachelor's degree, or equivalent work experience
+ Three to five years of related experience
Preferred Skills/Experience
+ Excellent analytics skills with ability to identify key performance drivers
+ Effective at collaborating with business stakeholders to bring together data solutions, analytics and/or business knowledge to problem solve and provide insights and solutions for the stakeholder
+ Knowledge of data modeling and architecture concepts to aggregate, cleanse, and validate data from multiple sources to create efficient, centralized and trusted reporting environment
+ Strong Excel and Power BI data and template skills preferred to improve data accuracy, integrity and scalability of current data, analytics and reporting environment as well as new solutions
+ SQL programming and artificial intelligence experience beneficial
+ Strong presentation and communication skills, with the ability to effectively describe complex analysis to business stakeholders
Location
_The role offers a hybrid/flexible schedule, which means there's an in-office expectation of 3 or more days per week and the flexibility to work outside the office location for the other days._
If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants (https://careers.usbank.com/global/en/disability-accommodations-for-applicants) .
Benefits:
Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following (some may vary based on role, location or hours):
+ Healthcare (medical, dental, vision)
+ Basic term and optional term life insurance
+ Short-term and long-term disability
+ Pregnancy disability and parental leave
+ 401(k) and employer-funded retirement plan
+ Paid vacation (from two to five weeks depending on salary grade and tenure)
+ Up to 11 paid holiday opportunities
+ Adoption assistance
+ Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law
E-Verify
The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $92,820.00 - $109,200.00
Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.
Posting may be closed earlier due to high volume of applicants.
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