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At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.

Job Description

The Project Analyst will serve as a strategic partner to the product team, driving operational excellence through process improvement, risk mitigation, and gap identification. This role will help streamline workflows, procedures, uncover inefficiencies, and proactively surface risks that could impact delivery or stakeholder outcomes. By embedding analytical rigor and cross-functional coordination, the Project Analyst will ensure that our strategies are not only innovative but also executable and resilient. The analyst will also support the identification of capability gaps across the product lifecycle, enabling targeted interventions that improve team performance and client impact. This individual will also serve as critical support for Project Managers, Access Business and Community Initiatives.

In addition, the analyst will provide project and analytical support to assigned business lines or functional areas. Responsibilities include research, analysis, development, implementation, and monitoring of new and/or revised products and services. The analyst will act as a liaison across departments and compile actionable insights to inform strategic decisions.

Key Responsibilities

+ Lead process improvement initiatives to enhance operational efficiency and reduce risk.

+ Identify gaps across the product lifecycle and recommend targeted solutions.

+ Identify operational gaps and ensure that initiatives remain responsive to emerging regulatory, civic, and economic priorities, enabling the team to adapt quickly and effectively to external changes.

+ Support the evaluation of credit programs, aligning internal product strategies with emerging trends that prioritize financial health, equitable access to capital, and regulatory compliance under frameworks such as the Equal Credit Opportunity Act (ECOA) and Regulation B.

+ Conduct systems analysis and formulate proposals for workflow enhancements.

+ Analyze costs and estimate savings from proposed changes.

+ Support development and testing of new applications or modifications to existing systems.

+ Serve as a liaison between business units and technical teams to define standards and communicate operational policies.

+ Draft procedures

+ Maintain systems to monitor and track projects, plans, and data; generate reports for leadership.

+ Develop communication tools to ensure awareness of policies, plans, and project outcomes.

Basic Qualifications

+ Bachelor's degree, or equivalent work experience

+ Six to eight years of related experience

Preferred Skills/Experience

+ Deep understanding of policies, procedures, products, and regulatory requirements relevant to the business unit.

+ Proven ability to analyze business needs, schedule meetings, plan agendas, and collaborate with cross-functional leaders.

+ Strong project management and testing methodology knowledge.

+ Experience developing test schedules, reviewing testing plans, tracking issues, and reporting results.

+ Expertise in data furnishing, including alignment with industry best practices.

+ Ability to collaborate with industry peers and internal stakeholders to drive innovation and compliance.

+ Must have demonstrated experience working with external policy, emerging regulatory frameworks, and civic or government initiatives, with a proven ability to translate public sector trends into actionable business strategies and product enhancements.

+ Experience in stakeholder reporting and financial health initiatives is highly desirable.

If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants (https://careers.usbank.com/global/en/disability-accommodations-for-applicants) .

Benefits:

Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following (some may vary based on role, location or hours):

+ Healthcare (medical, dental, vision)

+ Basic term and optional term life insurance

+ Short-term and long-term disability

+ Pregnancy disability and parental leave

+ 401(k) and employer-funded retirement plan

+ Paid vacation (from two to five weeks depending on salary grade and tenure)

+ Up to 11 paid holiday opportunities

+ Adoption assistance

+ Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

E-Verify

The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $89,590.00 - $105,400.00

Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.

Posting may be closed earlier due to high volume of applicants.