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The Credit Maintenance Senior Analyst is an intermediate level position responsible for capturing and recording data on credit exposures, obligors and facilities in relevant credit systems in coordination with the Operations - Services team. The overall objective of this role is to coordinate and maintain data quality in credit systems, monitor and report credit exposure, escalate deficiencies and recommend delinquent strategies in alignment with overall credit policies.

Responsibilities:

+ Prepare complex Credit Approvals (CA) and track CAs during approval process, following up when necessary and ensure approvals are received in compliance with policy/recorded in database accurately

+ Assist businesses by responding to information needs and contribute to the development of Global Risk Review (GRR) reports and other tools

+ Review month end GRRs for assigned portfolio segment(s) following data quality process and submit or process adjustments verifying their accuracy

+ Detect trends revealed in limit monitoring process to assess credit line needs, operational, or system needs

+ Apply in-depth knowledge and contribute to the development of new techniques and processes

+ Assume informal/formal leadership role within teams as well as coach and train new recruits

+ Involved in the coaching and training of new recruits

+ Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

+ Conduct detailed analysis of credit trends, portfolio performance and risk metrics to support business and risk metrics to support business strategy and risk mitigation.

+ Partner with the banking team, Risk Officers and other stakeholders to ensure alignment on credit decision and client strategies.

+ Ensure strict adherence to regulatory requirements, internal policies and audit standards.

Qualifications:

+ 5-8 years of relevant experience

+ Demonstrated analytical skills

+ Demonstrated leadership skills

+ Consistently demonstrates clear and concise written and verbal communication

Education:

+ Bachelor’s degree/University degree or equivalent experience

This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.

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Job Family Group:

Operations - Transaction Services

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Job Family:

Cash Management

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Time Type:

Full time

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Primary Location:

Tampa Florida United States

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Primary Location Full Time Salary Range:

$70,720.00 - $106,080.00

In addition to salary, Citi’s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.

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Most Relevant Skills

Please see the requirements listed above.

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Other Relevant Skills

For complementary skills, please see above and/or contact the recruiter.

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Anticipated Posting Close Date:

Oct 23, 2025

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_Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law._

_If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi (https://www.citigroup.com/citi/accessibility/application-accessibility.htm) ._

_View Citi’s EEO Policy Statement (https://www.citigroup.com/global/eeo-aa-policy) and the Know Your Rights (https://www.eeoc.gov/sites/default/files/2023-06/22-088\_EEOC\_KnowYourRights6.12ScreenRdr.pdf) poster._

Citi is an equal opportunity and affirmative action employer.

Minority/Female/Veteran/Individuals with Disabilities/Sexual Orientation/Gender Identity.