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Essential Duties and Responsibilities:

1. Meet performance expectations for collection efforts for assigned accounts based upon individual goals and objectives, e.g., a minimum calls per day, contact percentage, promises/calls ratio, promises kept.

2. Place or receive calls in priority order as established by management. Negotiate payment arrangements with clients to cure delinquency, evaluating ability and willingness to pay. Navigate and interpret various screens and relay information to clients accurately and professionally.

3. Determine cause of delinquency and best course of action to assist delinquent customer.

4. Document all collection efforts for each assigned account in accordance with established procedures, which may include using action and reaction codes, rescheduling feature, ?scratch pad? entries, etc. in the collection system.

5. Communicate collection efforts to Branch lenders on assigned accounts in accordance with established standards, if applicable.

6. Order updated credit bureau report or initiate skip tracing process in accordance with established standards.

7. Review files from Loan Services in accordance with established standards, if applicable.

8. Initiate deferrals on accounts based upon written policy guidelines.

9. Communicate regularly with collections supervisor on status of problem accounts in accordance with established standards.

10. Ensure that all delinquent accounts and assigned queues have been thoroughly worked according to standardized collection procedures.

11. Ensure that appropriate letters are sent to debtors.

12. Process customers? payments through electronic draft, if applicable.

13. Process account maintenance transactions according to established guidelines.

Required Skills and Competencies:

1. Collections Experience (Will consider bilingual candidate with only call center exp)

2. High school diploma or equivalent

3. Good verbal and written communication skills

4. Good decision-making and problem-solving skills

5. Good time management/organizational skills

6. Ability to utilize Microsoft applications, including Outlook, Word, Excel, Access, and PowerPoint

7. Ability to work in a team environment

8. Ability to work flexible schedule, including overtime as needed

Desired Skills:

-Bilingual

**Pay Details:** $19.00 per hour

Benefit offerings available for our associates include medical, dental, vision, life insurance, short-term disability, additional voluntary benefits, EAP program, commuter benefits and a 401K plan. Our benefit offerings provide employees the flexibility to choose the type of coverage that meets their individual needs. In addition, our associates may be eligible for paid leave including Paid Sick Leave or any other paid leave required by Federal, State, or local law, as well as Holiday pay where applicable.

Equal Opportunity Employer/Veterans/Disabled

To read our Candidate Privacy Information Statement, which explains how we will use your information, please navigate to https://uat.adecco.com/en-us/candidate-privacy

The Company will consider qualified applicants with arrest and conviction records in accordance with federal, state, and local laws and/or security clearance requirements, including, as applicable:

+ The California Fair Chance Act

+ Los Angeles City Fair Chance Ordinance

+ Los Angeles County Fair Chance Ordinance for Employers

+ San Francisco Fair Chance Ordinance

**Massachusetts Candidates Only:** It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.