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About this role:

Wells Fargo is seeking a Lead Credit Portfolio Consultant to join the Commercial Bank. This role will support specific lines of business in areas including credit policy review, credit procedure development, and consulting on credit policy impacts on transactions. The person will also communicate important concepts to the line of business, work with peers at the Commercial Banking and enterprise levels, provide front line training where applicable, and interact with senior business leaders. Learn more about the career areas and business divisions at wellsfargojobs.com (https://www.wellsfargojobs.com/career-areas/) .

In this role, you will:

+ Lead complex credit initiatives including those that are cross functional with broad impact to the business

+ Make decisions in complex and multifaceted situations requiring sound understanding of credit policy and portfolio strategies that influence teams to achieve goals and drive new initiatives

+ Collaborate and consult with peers, colleagues, and middle to more experienced managers to resolve credit and portfolio issues

+ Coordinate with subject matter experts in the business to obtain feedback on complex credit policy matters.

+ Communicate credit policy and procedure changes to the line of business

+ Maintain and update credit policy related procedures for the line of business

+ Direct and coordinate various activities, including periodic training related to assessing credit risk to underwriting and relationship teams

+ Provide oversight on credit risk governance across assigned businesses and liaise between Commercial Credit and the business on credit policy matters

+ Prepare policy exemption requests and obtain required approvals

+ Lead and contribute to various projects

+ Assist the business on internal and external exams and audits

Required Qualifications:

+ 5+ years of Credit Consulting Portfolio experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications:

+ 5+ years of experience with asset-based or floor plan lending and leasing

+ Commercial credit experience

+ Familiarity with commercial credit policies

+ Strong technical writing skills

+ Ability to communicate with senior leaders clearly and concisely

Job Expectations:

+ This position is not eligible for Visa sponsorship

+ This position offers a hybrid work schedule

+ Specific compliance policies may apply regarding outside activities or personal investing; affected employees will be expected to provide information to the Wells Fargo Personal Account Dealing Team and abide by applicable policy requirements if hired. Information will be shared about expectations during the recruitment process

+ \#commercialbanking

Locations:

+ 2700 South Price Road - Chandler, Arizona 85286

+ 333 Market Street - San Francisco, California 94105

+ 800 South Jordan Creek Pkwy - West Des Moines, Iowa 50266

+ 600 South 4th Street - Minneapolis, Minnesota 55415

+ 114 North Beaumont Street, D Bldg. - St. Louis, Missouri 63103

+ 550 South Tryon Street - Charlotte, North Carolina 28202

+ 401 Las Colinas Blvd W - Irving, Texas 75039

+ 4101 Wiseman Blvd. Bldg. 307 - San Antonio, Texas 78251

+ 299 South Main Street - Salt Lake City, Utah 84111

Pay Range:

+ Chandler - Arizona Pay Range: $119,000 - $187,000 USD Annual

+ San Francisco - California Pay Range: $143,000 - $224,000 USD Annual

+ Des Moines - Iowa Pay Range: $119,000 - $187,000 USD Annual

+ Minneapolis - Minnesota Pay Range: $131,000 - $206,000 USD Annual

+ St. Louis - Missouri Pay Range: $119,000 - $187,000 USD Annual

+ Charlotte - North Carolina Pay Range: $119,000 - $187,000 USD Annual

+ Irving - Texas Pay Range Pay Range: $119,000 - $187,000 USD Annual

+ San Antonio - Texas Pay Range: $119,000 - $187,000 USD Annual

+ Salt Lake City - Utah Pay Range: $119,000 - $187,000 USD Annual

Pay Range

Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to achievements, skills, experience, or work location. The range listed is just one component of the compensation package offered to candidates.

$119,000.00 - $224,000.00

Benefits

Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit Benefits - Wells Fargo Jobs (https://www.wellsfargojobs.com/en/life-at-wells-fargo/benefits) for an overview of the following benefit plans and programs offered to employees.

+ Health benefits

+ 401(k) Plan

+ Paid time off

+ Disability benefits

+ Life insurance, critical illness insurance, and accident insurance

+ Parental leave

+ Critical caregiving leave

+ Discounts and savings

+ Commuter benefits

+ Tuition reimbursement

+ Scholarships for dependent children

+ Adoption reimbursement

Posting End Date:

22 Oct 2025

*** **_Job posting may come down early due to volume of applicants._

We Value Equal Opportunity

Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements.

Applicants with Disabilities

To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo (https://www.wellsfargojobs.com/en/diversity/disability-inclusion/) .

Drug and Alcohol Policy

Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy (https://www.wellsfargojobs.com/en/wells-fargo-drug-and-alcohol-policy) to learn more.

Wells Fargo Recruitment and Hiring Requirements:

a. Third-Party recordings are prohibited unless authorized by Wells Fargo.

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

**Req Number:** R-499682