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Citi Retail Services is seeking a strategic and seasoned analytics leader to join our growing Portfolio Management & Analytics team. This role offers a unique opportunity to leverage advanced analytics to drive significant impact across our retail portfolio. As a key member of the team, you will play a critical role in driving growth across various portfolios through universe expansion of our marketing spend and lend programs. Additionally, you will be collaborating with stakeholders to execute these data-driven strategies to enhance customer engagement and drive profitable growth.

Key Responsibilities:

+ Go-to marketing programs expansion : Conduct in-depth analysis of various spend and lend programs including population inclusion/exclusion criterion, identifying key trends, drivers and opportunities for optimization or maximization. Develop data-backed recommendations to enhance profitability and achieve sustainable growth.

+ Build and maintains a roadmap on monitor marketing eligibility criterion across all CRS’s spend and lend programs

+ Translate data into consumer or customer behavioral insights to drive/improve targeting and segmentation strategies

+ Identifies data patterns & trends, and provides insights to enhance business decision making capability in business planning, process improvement, solution assessment etc.

+ Recommends actions for future developments & strategic business opportunities, as well as enhancements to operational policies

+ May be involved in exploratory data analysis, confirmatory data analysis and/or qualitative analysis

+ Communicate clearly and effectively to business partners and senior leaders all findings that may be of varying level of complexity

+ Work closely with various cross functional team in implementing, tracking and harmonization of criterion across spend and lend programs

Qualifications:

+ 6-10 years of experience in business/marketing analytics, preferably within financial services or a related field.

+ Strong analytical skills, with experience analyzing large datasets and applying statistical and quantitative techniques.

+ Proficiency in SAS/SQL, Python, and other relevant analytical tools.

+ Experience with financial modeling and forecasting.

+ Excellent communication, interpersonal, and presentation skills.

+ Ability to work independently and collaboratively within a team environment.

+ Strong problem-solving and critical thinking skills.

Education:

+ Bachelor's degree in a quantitative discipline (e.g., Engineering, Economics, Statistics, Mathematics, Operations Research); Master's degree preferred.

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Job Family Group:

Decision Management

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Job Family:

Specialized Analytics (Data Science/Computational Statistics)

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Time Type:

Full time

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Primary Location:

Atlanta Georgia United States

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Primary Location Full Time Salary Range:

$129,520.00 - $194,280.00

In addition to salary, Citi’s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.

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Most Relevant Skills

Please see the requirements listed above.

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Other Relevant Skills

For complementary skills, please see above and/or contact the recruiter.

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Anticipated Posting Close Date:

Oct 29, 2025

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_Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law._

_If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi (https://www.citigroup.com/citi/accessibility/application-accessibility.htm) ._

_View Citi’s EEO Policy Statement (https://www.citigroup.com/global/eeo-aa-policy) and the Know Your Rights (https://www.eeoc.gov/sites/default/files/2023-06/22-088\_EEOC\_KnowYourRights6.12ScreenRdr.pdf) poster._

Citi is an equal opportunity and affirmative action employer.

Minority/Female/Veteran/Individuals with Disabilities/Sexual Orientation/Gender Identity.