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Work Location:

Toronto, Ontario, Canada

Hours:

37.5

Line of Business:

Finance

Pay Details:

$145,000 - $200,000 CAD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description:

Department Overview

The Treasury and Balance Sheet Management (TBSM) department of TD Bank is responsible for overseeing the management of TD Bank’s: non-trading market risk, liquidity risk and capital position.

This role can be based out of any of TD's primary hubs across Canada and the US (Toronto, New York, New Jersey, Charlotte).

Job Responsibilities

+ Delivering regular and reliable liquidity metrics, analytics & insights based on deep understanding of the firm’s businesses and its client activities. Accountable for producing timely, accurate and reliable liquidity reporting in accordance with internal, regulatory, and financial disclosure requirements. Scope includes reporting required by Treasury, as well as those distributed within Finance, Product groups, Risk Management, governance forums, and the Board

+ Measuring, analyzing and explaining the key liquidity risk metrics such as the Liquidity Coverage Ratio (LCR), Net Cumulative Cash Flow (NCCF) and Net Stable Funding Ratio (NSFR). Ensure all analysis is complete and accurate with thorough commentary, while escalating issues in a timely manner.

+ Develops and manages the system of controls supporting reporting requirements

+ Central point of contact and decision maker on MIS affecting liquidity risk reporting: Defines data requirements and liaises with technology and data teams on maintaining / enhancing capabilities, and addressing issues and challenges

+ Building robust, systematic & efficient workflows, processes and procedures around the production of liquidity analytics for both management and regulatory reporting

+ Leads development of plans and initiatives to enhance capabilities, adapt to upstream change and adhere to new liquidity risk measurement/reporting requirements

+ Supports ALCO and the Global Liquidity Forum execute their governance responsibilities, by providing liquidity risk advisory support and identifying emerging risks

+ Prepares key presentations and leads special projects, as required

+ Develops relationships with stakeholders across the bank, including with other Finance groups, as well as 2nd line and 3rd line functions

+ Leads and develops a team of finance/risk professionals by hiring the best talent, setting goals, developing staff, managing employee performance and compensation decisions, promoting teamwork and handling any/all disciplinary actions to ensure best-in-class reporting of the Liquidity for the enterprise

+ Promote a positive and rewarding working environment through R&R programs, employee engagement and continuous learning

Shared Responsibilities

+ US liquidity reporting as part of consolidated Enterprise (with US liquidity team)

+ Methodology (with Liquidity Management)

+ Control oversight (with 1b, 2LOD and 3LOD)

+ Reporting specifications (with Liquidity Management and 2LOD liquidity Risk)

Skills, Education & Experience

+ Masters or Bachelors degree in a quantitative discipline such as finance, financial engineering, mathematics, economics, or computer science

+ Post-secondary degree in Finance, Math or Economics; professional designation (CA, CMA, FRM, CFA) and/or MBA preferred

+ 7-10 years of experience in finance / accounting, bank treasury or other relevant experience. Understanding of key liquidity regulations like LCR, and NSFR, and ILST is beneficial

+ Experience in liquidity risk measurement and/or management, including broad knowledge of the risks arising from personal, commercial and wholesale banking products and businesses

+ 5+ years of experience managing a team. Demonstrated ability to build and develop a strong team exhibiting positive team dynamics, and advise internal partners and stakeholder

+ Experience with programming for extract transform load (ETL) operations and data analysis (including performance optimization) using languages such as, but not limited to, Python, SQL and R

+ Experience in developing data visualization and business intelligence solutions using tools such as, but not limited to, Tableau, Alteryx, PowerBI, and front-end technologies and languages.

+ Experience in liquidity risk measurement and/or management, including broad knowledge of the risks arising from personal, commercial and wholesale banking products and businesses

+ Working knowledge of the financial industry, markets and products and associated non-financial risk

+ Ability to communicate effectively, and synthesize complex concepts to easy to understand messages

+ Superior interpersonal and analytical skills

+ Exceptional project management and organizational skills, with the ability to effectively prioritize and manage tight deadlines

+ Experience leading initiatives across different departments and business segments

+ Ability to develop good business relationships with “internal clients” and influence change

+ Must be able to think conceptually (“out-of-the-box”) and exercise a high degree of attention for detail

+ Proactive and highly motivated individual who will take the initiative to move initiatives forward and drive them to completion

+ Able to adapt quickly to respond to changing demands and conditions

+ Demonstrated ability to build and develop a strong team exhibiting positive team dynamics, and advise internal partners and stakeholder

Who We Are:

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.

TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you’ve got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we’re here to support you towards your goals. As an organization, we keep growing – and so will you.

Our Total Rewards Package

Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more (http://www.td.com/ca/en/about-td/who-we-are/benefits-of-working-at-td)

Additional Information:

We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

Colleague Development

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we’re committed to helping you identify opportunities that support your goals.

Training & Onboarding

We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Interview Process

We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation

Your accessibility is important to us. Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.

We look forward to hearing from you!

Language Requirement (Quebec only):

Sans Objet

Federal law prohibits job discrimination based on race, color, sex, sexual orientation, gender identity, national origin, religion, age, equal pay, disability and genetic information.