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Finance Examiner

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Finance Examiner

Salary

$72,238.40 - $146,369.60 Annually

Location

State of Iowa - See Job Description, IA

Job Type

Full-time

Job Number

26-01099

Agency

213 Department of Insurance & Financial Services - Banking

Opening Date

10/27/2025

Closing Date

11/5/2025 11:59 PM Central

LinkedIn Tag

#LI-DNP

Point of Contact

[email protected]

To Apply

If you wish to apply for this position, please send a cover letter, résumé, completed application form, and transcript to [email protected] by 4:30 p.m., November 5, 2025. Please include the phrase “Finance Bureau Examiner” in the email subject line. The IDOB’s employment application may be obtained here: https://idob.iowa.gov/media/14/download?inline?inline The Division reserves the right to accept applications after November 5, 2025, if the position has not been filled but candidates should submit their application materials before the deadline to ensure their applications are considered.

+ Description

+ Benefits

Job Description

This is a non-merit position. Candidates must follow the instructions in the "To Apply" section. Positions in this class are exempt from the screening and referral requirements of the Iowa Department of Administrative Services - Human Resources Enterprise.

The Iowa Division of Banking is seeking candidates for anExaminerposition in our Finance Bureau. The IDOB strives to be an employer of choice by supporting work-life balance, providing the training and development necessary to maintain high standards, and supporting diversity. We employ a collaborative management style and seek open communication with staff and between the IDOB and the entities we regulate. In addition, the Division is committed to utilizing technology to promote examination efficiencies and facilitate teleworking. Applicants need to be team oriented with strong analytical and communication skills.

The Iowa Division of Banking is a state agency charged with the supervision and regulation of state-chartered commercial banks and non-depository financial service providers conducting business in Iowa. Regulation of the non-depository financial service providers is through IDOB’s Finance Bureau. Entities regulated include debt management companies, delayed deposit businesses (payday lenders), loan companies, money services businesses, and mortgage bankers/brokers/loan originators/servicers/closing agents. The examiner position provides a great opportunity for an individual to participate in examinations designed to assess a financial service provider’s overall financial condition and compliance with laws and regulations.

Qualifications Required

+ A degree from an accredited four-year college or university with a major field of study in accounting, banking, business administration, business education, economics, finance, or other business-related fields; or at least two years of experience with a bank or financial service provider, or as an examiner of a bank or financial service provider.

+ Experience with (or in the regulation of) a non-depository financial service provider regulated by the Finance Bureau is preferred but not required.

+ A cumulative grade point average (GPA) of 3.0 or higher.

+ Minimum of 6 hours of accounting.

+ A valid driver’s license (travel required within Iowa).

The successful candidate(s) will conduct examinations of the non-depository financial service providers identified above and provide reports of those examinations to the licensed entity and a senior examiner within the finance bureau. Approximately 75 percent of an examiner’s time will be conducting off-site exams from their home. Work assignments are performed under the direction and review of a senior examiner or the central office. Work products submitted will be technically correct and require no significant changes.

Requirements for the position and additional duties and responsibilities can be found athttps://idob.iowa.govon the Employment page.

Salary is commensurate with experience within State of Iowa pay grade 39(-06) (which begins at $72,238.40). The State of Iowa offers a competitive benefits package. Information regarding State of Iowa benefits may be found at:https://das.iowa.gov/state-employment/benefits-glance

The Finance Bureau Examiner (FBE) conducts and directs the on-site and off-site examinations of non-depository financial service providers licensed and regulated by the Finance Bureau. The FBE may be the sole representative of the Iowa Division of Banking (IDOB) or may lead or assist in the examination from scheduling and scoping the examination to submission of the report. In addition to examination responsibilities, the FBE may review and make recommendations on MLO applications. The FBE receives training and may assist in on-the-job training of examiners with lesser experience. The FBE is expected to resolve daily operating and administrative problems with limited supervision.

Duties and Responsibilities

+ Conducts, or assists with, the examinations of entities licensed by the Finance Bureau following written procedures and utilizing digital equipment provided by the IDOB. The examination includes:

+ Analyzing data, past exams, and exams conducted by other regulatory bodies, to determine the scope of an examination.

+ Managing staff involved in the examination when the Examiner-In-Charge (EIC).

+ Interviewing licensee staff and other examiners in the process of the examination.

+ Assessing the licensee’s compliance with federal rules and regulations, including but not limited to TILA, RESPA, AML/BSA; the applicable Iowa licensing statute and the Iowa Consumer Credit Code.

+ Analyzing information provided by the licensee and other examiners, including information received verbally, to determine the licensee’s financial condition, the abilities of management, and the soundness of the licensee’s policies and procedures.

+ Identifying and addressing risk factors and causes, unsafe and unsound practices, and violations of laws and regulations that have affected or may affect the licensee’s overall condition.

+ Evaluating the adequacy of the licensee’s information technology systems.

+ Conducting an exit meeting with licensee officials at the conclusion of the exam to discuss the initial findings of the examination and corrective actions needed.

+ Preparing and submitting confidential reports of examination that render a complete, concise, and factual presentation of the licensee’s affairs and conditions. The report is submitted to the Finance Bureau Chief, or his designee, and ultimately is provided to the licensee.

+ Conducts special investigations or limited scope examinations that focus on specific areas of a licensee’s operations.

+ Assists in on-the-job training of examiners with lesser experience and provides feedback to the Finance Bureau Chief, or his designee, and the EIC on the performance of employees assigned to the FBE.

+ Maintains knowledge by keeping abreast of developments in the regulated industries and regulation affecting those industries.

+ Participates in the periodic review of examination procedures.

+ May review and make recommendations on MLO applications utilizing the NMLS.

+ Performs other duties assigned by the FBC as the needs of the FB dictate.

Knowledge, Skills, and Abilities

+ Knowledge of the vision, mission, goals, objectives, policies, and procedures of the Division of Banking.

+ Knowledge of examination and reporting procedures and standards.

+ Knowledge of laws, regulations, and IDOB examination procedures and policies related to non-depository supervision.

+ Ability to communicate effectively, both orally and in writing.

+ Ability to analyze and interpret financial data.

+ Ability to deal effectively with personnel, officials of financial institutions examined, regulatory authorities, and the general public.

+ Ability to organize work to produce numerous high quality diverse work products in a timely manner.

+ Demonstrate proficiency in the use of word processing/spreadsheet software and web-based computer applications.

+ Ability to respect and maintain the confidentiality required by the position.

+ Ability to establish and maintain positive effective working relationships.

Education and Experience

+ A degree from an accredited four-year college or university with a major field of study in accounting, banking, business administration, business education, economics, finance, or other business-related fields; or at least two years of experience with a bank or financial service provider, or as an examiner of a bank or financial service provider.

+ Prefer at least one year experience with, or regulation of, non-depository financial service providers regulated by the finance bureau.

+ A cumulative grade point average (GPA) of 3.0 or higher

+ Minimum of 6 hours of accounting

+ A valid driver’s license (travel required within Iowa)

Minimum Qualification Requirements

Applicants must meet at least one of the following minimum requirements to qualify for positions in this job classification:

+ Graduation from an accredited four-year college or university with a degree in accounting, banking, business, real estate, administration, economics, finance, information technology, computer science, cybersecurity or a related field.

+ A total of four years of education (as described in number one) and/or full-time experience, where one year of full-time experience in accounting, auditing, banking, budgeting, assessment or computation of taxes, examining financial institutions or closely related financial functions (e.g., treasurer, comptroller, accountant, auditor, budget analyst, etc.) equals thirty semester hours of education.

Additional Qualification Requirements

Travel, including overnight travel, may be required for positions in this class. Employees must arrange transportation to and from assigned work areas.

Why Choose the State of Iowa?

At the heart of our commitment to excellence is a dedication to our most valuable asset – our employees. Discover the outstanding benefits that set us apart as an employer of choice.

Our Robust Benefits Package Includes:

Competitive Compensation:

Enjoy a competitive salary that reflects directly on your skills and expertise.

Keep in mind, your wage is just one part of your total compensation. Unlock the complete value of your employment with the State of Iowa by using our user-friendlyTotal Compensation Calculator (https://das.iowa.gov/media/3773/download?inline) .Gain insights into your comprehensive annual compensation, including salary and State-provided benefits.

Health and Wellness:

Prioritize your well-being with our comprehensive health plans, including medical, dental, and vision coverage. Enjoy the peace of mind knowing that the State of Iowa covers 90% of the premiums, providing you and your loved ones with excellent coverage at a remarkably low cost.

Retirement Planning:

We are proud to offer the Iowa Public Employees Retirement System (IPERS). A defined benefit plan, IPERS benefits are guaranteed for life, meaning once you retire, you will receive the same monthly benefit for the remainder of your life (once vested). We invest in your long-term financial well-being, so you can retire with peace of mind.Click here to learn more about IPERS (https://ipers.org/members) .

Paid Time Off:

Life is unpredictable, and at the State of Iowa, we understand the importance of work-life balance. Our leave policies, including paid holidays, vacation, and sick leave with unlimited accrual, ensure you have the flexibility you need for personal and family matters.

Professional Development:

Elevate your career with continuous learning opportunities. We support your growth through training programs, workshops, and tuition reimbursement.

Employee Assistance Program (EAP):

We care about your well-being beyond the workplace. Access confidential counseling, resources, and support through our Employee Assistance Program.

Diversity and Inclusion:

Be part of a diverse and inclusive workplace that embraces all backgrounds and perspectives. We believe diversity is a strength that drives innovation.

Join Us - Elevate Your Career:

Ready to elevate your career with the State of Iowa?Click here (https://iowa.attract.neogov.com/recruitment/p/benefits) to explore more about our unparalleled benefits and discover what makes us unique. Your success is our priority!

Employer

State of Iowa

Agency

213 Department of Insurance & Financial Services - Banking

Address

200 E Grand Ave, Ste 300

Des Moines, Iowa, 50309

Website

https://idob.iowa.gov

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