• Loan Officer

    Classic Bank NA (Liberty Hill, TX)


    Job Title:

    Loan Officer II

    Date:

    November 2025

    Officer Level:

    Yes

    FLSA Status:

    Exempt

    Location:

    Various Branches

    Division:

    Lending Operations

    Reports to:

    Chief Lending Officer

    Essential Functions

    + Provides service to customers and prospective consumer loan customers

    + Often deals with r elatively large loans or those involving more risk

    + Services provided may include vehicle loans, personal unsecured notes, lines of credit, loans secured by stocks, bonds, CDs, etc.

    + May work with home improvement and home equity loans/lines of credit, student loans, credit cards, etc.

    + Processes and approves or rejects consumer loans

    + Operates with substantial credit authority

    + Participates in sales development activities

    + Follows current loans to ensure compliance with terms

    + Coordinates lending activities with others in the department

    + Reports to the Chief Lending Officer

    + Coordinates and communicates with Branch Manager to assist with rotations of opening, closing, lunch periods, etc.; particularly at small branch locations

    + Other duties as assigned

     

    Knowledge, Skills, and Abilities

     

    + Knowledge of Banking operations, policies and procedures

    + Proficiency with Microsoft Excel and Outlook

    + Ability to communicate effectively and tactfully with customers, other departments, and branches

    + Ability to operate a variety of office equipment including but not limited to computers, calculators, and printers

    + Ability to operate efficiently in a fast-paced environment, while meeting consistent deadlines

    + Ability to make quick decisions

    + Positive, outgoing personality

    + Must be able to utilize good judgment, demonstrate patience, and maintain a professional demeanor

    + Ability to synthesize and act on internal and external customer needs

     

    Education and Experience

     

    + Bachelor of Science Degree

    + 5 or more years of Lending experience

    + Or an equivalent amount of education and lending experience

    + Other Banking experience a plus

     

    Working Conditions

     

    + Required to use hands to finger, handle or feel; reach with hands and arms

    + Requires corrected hearing in normal range of effective communication via telephone and alarms

    + Must be able to speak

    + May be required to either sit or stand for long periods of time

    + May occasionally lift up to 25 pounds

    + Specific vision abilities include close vision, distance vision, and the ability to adjust focus. Considerable effort and eyestrain from continued checking on the accuracy of all work.

     

    Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of this job.

     

    NOTE: All statements reflect the general components considered necessary to describe the principal functions of the position as identified and shall not be considered as a detailed description of all the requirements that may be inherent in the position. Since it is difficult to identify all essential functions of a position because of changes in the workplace, the facility will review this Job Description periodically to ensure it is accurate and up-to-date.

    Qualifications