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Sr. Portfolio Manager

The Portfolio Manager Sr is responsible for monitoring and managing the credit risk of an assigned commercial loan portfolio. Ensures timely receipt of financial information and conducts periodic credit reviews, including performing accurate risk ratings. Evaluates and facilitates loan renewals and modifications. Manages large and complex portfolio, including managing syndicated loans. Identifies, reports, and manages underwriting quality and consistency plus conformity to underwriting policies and procedures.

Key Responsibilities and Duties

+ Performs credit analysis on complex commercial loans by analyzing borrower and guarantor financial statements and performs financial modeling scenarios in accordance with credit policies.

+ Performs and documents analysis of credit risk, including financial covenants, assures that credits are property risk rated, consistent and compliant with loan grading policy and modifies servicing plans as needed. Possesses advanced credit analysis skills and has the ability to effectively interact with senior credit management.

+ Ensures compliance with all company credit and risk policies and procedures.

+ Early identification of deteriorating credits; develops comprehensive action plans in consultation with the Special Assets Department to minimize losses.

+ Serves as the primary liaison with customers and responds to customers’ requests for modifications, extensions, or servicing needs. Monitors maturing loans and expiring commitments to ensure a timely refinance or payoff.

+ Designs, implements, and manages efficient procedural improvements to ensure proper risk compliance controls. Functional ownership of compliance tracking and reporting to senior credit leadership.

+ Strong knowledge of Federal banking industry regulations and operational compliance. Responsible for ensuring satisfactory regulatory and internal compliance results on assigned portfolio.

Minimum Qualifications

+ 5 years of experience in the financial services industry

+ Knowledge and understanding of equipment financing including loans and leases

Preferred Qualifications

+ 7+ years of healthcare credit experience

+ Experience lending to For Profit / Non-Profit Hospitals, Physician Practices, or Healthcare Imaging Centers

Educational Requirements

+ University (Degree) Preferred

Physical Requirements

+ Physical Requirements: Sedentary Work

Career Level

8IC

Posting end date: 11/30/25

Job Seeker Notice

EverBank, N.A. is a nationwide specialty bank providing high-value products and services to consumer and commercial clients nationwide. As a pioneer in online banking, we offer convenient digital access for clients 24/7, in addition to phone banking services and a network of financial centers.

The Company's commitment is to deliver to our clients high-performing, high-yield solutions backed by exceptional service, always giving them the advantage they expect, to make the most of their money.

VEVRAA Federal Contractor

Member FDIC

Notice to Job Seekers (https://everbank.com/about/careers/notice-to-job-seekers)

**Pay Range** $120,478 - $163,000

EverBank, N.A. is an equal opportunity (EEO) employer, dedicated to maintaining a work environment free of bias, harassment, discrimination and retaliation. As an EEO employer, EverBank expressly prohibits discrimination, harassment and retaliation based on protected characteristics such as race, creed, ethnicity, color, age, religion, sex, sex stereotype, pregnancy, sexual orientation, gender, gender identity, gender expression, transgender status, marital status, national origin, ancestry, physical or mental disability, genetic history and information, or military or veteran status. Providing a safe, inclusive environment is a priority at EverBank and, consistent with that mission, EverBank considers all qualified applicants for employment regardless of protected status.

We will not discharge or in any other manner discriminate against associates or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another associate or applicant. However, associates who have access to the compensation information of other associates or applicants as a part of their essential job functions cannot disclose the pay of other associates or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by us, or (c) consistent with our legal duty to furnish information.