• Business Risk Lead (Digital Banking) - Hybrid

    M&T Bank (Wilmington, DE)


    Overview:

    Join our Enterprise Platforms Risk team as a key player in managing risk and strengthening controls across all digital channels – web, mobile app, and beyond. In this role, you’ll serve as a trusted business partner, helping identify, assess, and mitigate risks while enabling innovation and customer experience. As a collaborative problem solver, you’ll lead risk initiatives, influence senior stakeholders, and ensure compliance with enterprise standards.

    What You’ll Do:

    + **Lead Risk Initiatives:** Implement first-line-of-defense risk management programs within Digital Banking, aligned with the Enterprise Risk Framework.

    + **Assess & Document Processes:** Map key business processes, identify risks, and evaluate internal controls.

    + **Control Testing & Reporting:** Conduct and review risk-based testing, analyze results, and communicate findings to leadership.

    + **Remediation & Issue Management:** Partner with business leaders to develop and oversee remediation plans for audit or compliance findings.

    + **Monitor & Improve:** Track key risk indicators (KRIs), complete Risk Control Self-Assessments (RCSAs), and recommend enhancements.

    + **Emerging Risk Analysis:** Identify risks tied to new products, services, or channels and design controls to mitigate them.

    + **Policy & Procedure Oversight:** Ensure adherence to risk policies and update procedures as processes evolve.

    + **Influence & Collaborate:** Work closely with senior leaders (including SVPs) to drive risk awareness and solutions without direct authority.

    + **Coaching & Guidance:** Provide informal coaching and input on team development related to risk initiatives.

    Education and Experience Required:

    + Bachelor’s degree, or equivalent work experience

    + 5+ years' relevant work experience

    Education and Experience Preferred:

    + 2+ years in risk identification, mitigation, RCSA, controls, remediation plans, and issue management

    + Banking experience is a plus but not required

    + Strong understanding of risk management principles

    + Ability to influence and build relationships across all levels of the organization

    + Excellent problem-solving and communication skills

    + Collaborative, solution-oriented approach

    Working Model/Office Location:

    This is a hybrid position requiring three days in-office per week. Eligible candidates must live within commuting distance to one of our five offices below.

     

    + 345 Main Street, Buffalo, NY 14203

    + 1 Light Street, Baltimore, MD 21202

    + 1100 North Market Street, Wilmington, DE 19801

    + 850 Main Street, Bridgeport, CT 06604

    + 277 Park Avenue, New York, NY 10172

    Anticipated Travel Requirements:

    Employees in this position should be prepared to travel at least once per quarter within the M&T Bank east coast footprint. Travel may occur more often than this and is based upon the needs of the business and work assigned.

     

    M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $89,600.00 - $149,300.00 Annual (USD). The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation.

     

    Location

     

    Buffalo, New York, United States of America

     

    M&T Bank Corporation is an Equal Opportunity/Affirmative Action Employer, including disabilities and veterans.