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Why Bank OZK

Founded on a legacy of more than 120 years in banking, Bank OZK is much more than just a company. We’re nationally recognized as an industry leader in financial services. That means we combine exceptional service with innovative technologies to deliver smart solutions to our clients across the country. We’re investing in small businesses, fueling economies in local communities and changing skylines in the largest cities across America. Here, we're not simply filling roles. We're fostering even greater careers.

The foundation for a great career starts with an exceptional team and a comprehensive benefits package. We believe in providing our dedicated team members with the best resources to support their physical, mental and financial wellbeing, including generous PTO, 401(k) matching, health, dental, vision (and pet!) insurance as well as special perks and discounts. Learn more about Bank OZK benefits (https://careers.ozk.com/benefits) .

Job Purpose & Scope

Responsible for providing operational and analytical support to identify needs in a compliant commercial banking environment. Reviews and interprets loan documentation to establish and monitor financial reporting and covenant requirements.

Essential Job Functions

+ Evaluates and reviews compliance of financial reporting and covenant requirements within the Bank’s loan portfolio.

+ Prepares, analyzes, and interprets financial tracking reports to present to management.

+ Monitors reporting exceptions to ensure timely receipt of financial information needed to perform credit tasks.

+ Provides daily, weekly, monthly and quarterly monitoring of the Bank’s loan portfolio and reports exceptions to underwriters, bankers and members of senior management.

+ Calculates and interprets financial covenants in accordance with loan documentation, such as Debt Service Coverage, Tangible Net Worth, and Liquidity.

+ Reports risk rating events necessary to maintain prudent portfolio management practices.

+ Acts as the primary point of contact and interacts with customers and internal business partners in a professional manner.

+ Manages and reviews projects for audit and compliance purposes.

+ Follows Bank policy, procedures, and guidelines.

Knowledge, Skills & Abilities

+ Knowledge of financial ratios, commercial loan documentation, and affirmative/negative covenants.

+ Ability to identify challenges, establish a corrective plan of action, and execute the plan with minimal assistance from others.

+ Ability to communicate effectively both verbally and in writing.

+ Ability to demonstrate effective time management and organizational skills.

+ Ability to work effectively in a team and help others when needed.

+ Ability to multi-task, deliver results, and respond quickly and effectively to requests.

+ Ability to adapt well to change, develop alternative solutions, and look for ways to improve and promote quality.

+ Ability to demonstrate and maintain attention to detail.

+ Ability to work additional hours as necessary to reach a goal.

+ Skill in using computer and Microsoft Office products, including Word, PowerPoint, Outlook, and Excel.

Basic Qualifications

+ Bachelor’s degree in accounting, finance, mathematics, statistics, or related field; or commensurate work experience, required.

+ One (1) year experience within a consumer or commercial lending environment, preferred.

Job Expectations

Job Expectations: O perate customary equipment and technology used in a business environment, with or without accommodation.

Note: This description is not an exhaustive list of all job functions, duties, skills, and job standards required. Other job functions, duties, skills, and standards may be added. Management reserves the right to add or change the job requirements at any time.

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EEO Statement

Bank OZK is an equal opportunity employer and give consideration for employment to qualified applicants without regard to race, color, religion, sex, national origin, age, sexual orientation, gender identity, disability status, protected veteran status, or any other characteristic protected by federal, state, and local law. Member FDIC.