"Alerted.org

Chief Underwriter A&H - UO07AA

We’re determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies. Working here means having every opportunity to achieve your goals – and to help others accomplish theirs, too. Join our team as we help shape the future.

We’re in the business of helping people achieve amazing things by protecting the things that matter most. And you can help us when you join our team of underwriters. They’re at the center of everything we do – and by joining us, you’ll be on a team known throughout the industry for providing our customers with just the right amount of coverage they need to pursue their unique interests.

Your underwriting career here means collaboration, inclusivity, innovative thinking and so much more.

Here, doing things the way they’ve always been done isn’t a part of the job. Here, you’ll be putting your creative insights to work with other underwriters and leaders, having a seat at the table with key decision makers. And you’ll have any number of opportunities for your career to grow in whatever direction you choose.

The A&H Underwriter will contribute to the success of the Accident & Health team by driving growth, profitability and retention while providing excellent service within established performance standards and priorities.

Experience:

+ Responsible for marketing, analyzing risk and underwriting all products for Accident & Health - Special Risk Participant Accident, Business Travel Accident, including Multi-National, and any future portfolio products.

+ Monitor product forms and rate filings to ensure a competitive offering.

+ Manage top and bottom line Accident & Health products results including achievement of growth and retention targets, expense controls and targeted combined ratios.

+ Reviews all new and renewal business submissions, evaluating account performance and assisting in development of profitable terms.

+ Develops negotiation strategies regarding new and renewal opportunities.

+ Develops and maintains strong working relationships with internal and external business partners.

+ Provides product and underwriting direction, training and guidance to internal & external partners.

+ Identifies and targets new business opportunities and takes on account management responsibilities by building relationships with producers.

+ Responsible for handling assigned renewals in accordance with our underwriting guidelines and achieving targeted renewal retention.

+ Ensures adequate and regular monitoring and analysis of the portfolio performance and implements action plans for profit and/or growth as appropriate.

+ Regularly monitors the A&H insurance markets and our competitive position as well as market trends and identifying areas of opportunity for expansion of existing and introduction of new product offerings.

+ Ensures adherence to underwriting authority, processes, and compliance directives, underwriting file documentation requirements and service level agreements, accordingly per authority statements, compliance guidelines & standard operating procedures.

+ Ensures any/all underwriting audit recommendations are implemented based on the action plan developed.

+ Visits producer for effective management of existing relationships and building new partnerships.

+ Works on various projects assigned by Underwriting management.

Qualifications:

+ Bachelor's degree or equivalent experience.

+ 3+ years’ of experience with Accident & Health Insurance including underwriting, pricing, product & distribution.

+ Knowledge of underwriting and regulatory/compliance concepts, practices, and procedures.

+ Must be well-organized, positive, energetic, self-motivated, and possess strong interpersonal skills.

+ Proven track record of achieving results that have a clear, positive, and direct impact on business performance.

This role can have a Hybrid or Remote work schedule.  Candidates who live near one of our office locations will have the expectation of working in an office 3 days a week (Tuesday through Thursday).    Candidates who do not live near an office will have a remote work schedule, with the expectation of coming into an office as business needs arise.

Compensation

The listed annualized base pay range is primarily based on analysis of similar positions in the external market. Actual base pay could vary and may be above or below the listed range based on factors including but not limited to performance, proficiency and demonstration of competencies required for the role. The base pay is just one component of The Hartford’s total compensation package for employees. Other rewards may include short-term or annual bonuses, long-term incentives, and on-the-spot recognition. The annualized base pay range for this role is:

$105,840 - $158,760

Equal Opportunity Employer/Sex/Race/Color/Veterans/Disability/Sexual Orientation/Gender Identity or Expression/Religion/Age

About Us (https://www.thehartford.com/about-us) | Our Culture (https://www.thehartford.com/about-us/corporate-culture) | What It’s Like to Work Here (https://www.thehartford.com/careers/our-employees) | Perks & Benefits (https://www.thehartford.com/careers/benefits)

Every day, a day to do right.

Showing up for people isn’t just what we do. It’s who we are – and have been for more than 200 years. We’re devoted to finding innovative ways to serve our customers, communities and employees—continually asking ourselves what more we can do.

Is our policy language as simple and inclusive as it can be? Can we better help businesses navigate our ever-changing world? What else can we do to destigmatize mental health in the workplace? Can we make our communities more equitable?

That we can rise to the challenge of these questions is due in no small part to our company values that our employees have shaped and defined.

And while how we contribute looks different for each of us, it’s these values that drive all of us to do more and to do better every day.

About Us (https://www.thehartford.com/about-us)

Our Culture

What It’s Like to Work Here (https://www.thehartford.com/careers/our-employees)

Perks & Benefits

Legal Notice (https://www.thehartford.com/legal-notice)

Accessibility Statement Producer Compensation (https://www.thehartford.com/producer-compensation)

EEO

Privacy Policy (https://www.thehartford.com/online-privacy-policy)

California Privacy Policy

Your California Privacy Choices (https://www.thehartford.com/data-privacy-opt-out-form)

International Privacy Policy

Canadian Privacy Policy (https://www.thehartford.com/canadian-privacy-policy)

Unincorporated Areas of LA County, CA (Applicant Information)

MA Applicant Notice (https://www.thehartford.com/ma-lie-detector)

Hartford India Prospective Personnel Privacy Notice