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Job Description

A mortgage company is looking for a Post-Close Underwriter in a mortgage company plays a critical role in ensuring that loans remain compliant and accurate after they have funded. This position is part of the quality control and risk management process that occurs after closing but before the loan is sold to investors or placed into servicing.

Here’s what the role typically involves:

Asses all key data points within the Audit Deficiency report provided by the Investor.

Communicate effectively with internal teams (underwriting, processing, compliance, etc) and eternal clients or investors to resolve issues.

Propose Alternative Solutions: Negotiate alternative resolutions with investors, such as indemnification agreements.

Corrective Measures: Prescribe and implement corrective actions for identified defects. This might involve obtaining missing documentation, corrected forms, or additional third-party verifications (e.g., updated verbal verification of employment).

Appeal and Rebuttal: Submit formal appeals or rebuttals to repurchase demands, providing supporting documentation and explanations for why the investor's decision should be reversed.

We are a company committed to creating diverse and inclusive environments where people can bring their full, authentic selves to work every day. We are an equal opportunity/affirmative action employer that believes everyone matters. Qualified candidates will receive consideration for employment regardless of their race, color, ethnicity, religion, sex (including pregnancy), sexual orientation, gender identity and expression, marital status, national origin, ancestry, genetic factors, age, disability, protected veteran status, military or uniformed service member status, or any other status or characteristic protected by applicable laws, regulations, and ordinances. If you need assistance and/or a reasonable accommodation due to a disability during the application or recruiting process, please send a request to [email protected] learn more about how we collect, keep, and process your private information, please review Insight Global's Workforce Privacy Policy: https://insightglobal.com/workforce-privacy-policy/.

Skills and Requirements

3-5 years of mortgage underwriting experience

Experience working in a post-close department

Experience working with nonQM files

Knowledge of how to utilize Investor guidelines (Fannie, Freddie, etc).

Strong Encompass experience Experience with re-purchasing