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Senior Underwriter - UW08BAUnderwriter - UW08BB

We’re determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies. Working here means having every opportunity to achieve your goals – and to help others accomplish theirs, too. Join our team as we help shape the future.

Y-Risk , as an underwriting company of The Hartford, partners with brokers to provide robust insurance solutions for our clients. We have proudly built a company operating on the leading edge of the insurance industry where we expertly merge the fundamentals of insurance with the fast-paced world of the tech-enabled Sharing & On-Demand Economy.

Our team takes a nimble and creative approach to underwriting. We take the time to get to know and understand each client’s business and insurance goals, and use their data and exposure profile to put the best possible coverage in place. We can appropriately price risk and make necessary adjustments based on active data analysis. At Y-Risk, we also understand the need for speed. Quick turnaround in underwriting and structuring insurance programs is one of our top priorities. In doing this, we value working closely with our customers and their brokers to communicate the benefits of our products.

Responsibilities include:

Underwriting:

+ Build and leverage personal relationships with key customers that allow Y-Risk to obtain new accounts as well as retain and expand sales to existing accounts. Identify customers' needs and demonstrate how The Hartford's products and services can meet those needs.

+ Achieve the operating plan objectives via new business production through frequent interaction with assigned agents to significantly increase Y-Risk's penetration of the agent's existing books of business.

+ Review submissions and determine appetite to underwrite, underwrite and price new or renewal business, and present quotes to the agent.

+ Maintain knowledge of the Y-Risk direction and plan, including goals and objectives to achieve profit and growth.

+ Plan and prioritize work activities to achieve desired results within necessary time frames.

+ Engage in marketing efforts to increase Y-Risk’s footprint in the industry, including some travel engagements.

+ Reviews, evaluates, quotes, binds & issues new business and assigned renewals

+ Works with support staff to execute all stages of a submission or policy

+ Applies any applicable underwriting guidelines

+ Properly documents customer file in accordance with regulatory and underwriting standards.

+ Researches and prepares any unique coverage forms

+ Monitors claim experience on written policies

+ Establishes & maintains quality submission pipeline

+ Properly responds to any mid-term broker inquiries

Agency Management:

+ Maintains professional relationship provide excellent account management with assigned brokers

+ Determines & executes strategy to increase quality submissions

+ Works with brokers to positively influence individual submission/policy outcome

+ Retains 90%+ of renewal book

+ Travels as appropriate for book management & relationship building, (approximately once per month averaging 3-5 days per visit)

Qualifications:

+ 3+ years of P&C carrier commercial lines experience is required; well versed in commercial auto a plus. Open to candidates with Underwriting, Claims, Operations, Sales, and related backgrounds

+ Sound decision-making and analytical skills.

+ Proven presentation abilities.

+ Stellar sales and negotiation skills.

+ Strong relationship building skills.

+ Ability to travel.

+ High energy self-starter, good decision maker with an entrepreneurial spirit.

+ Solid time management skills.

+ Computer savvy- experience with MS office suite.

+ Demonstrates leadership qualities, entrepreneurial spirit, and is achievement oriented.

+ This role will have a Hybrid work schedule, with the expectation of working in the office / in market 3 days a week in our Unionville, CT office. (Tuesday through Thursday).

Compensation

The listed annualized base pay range is primarily based on analysis of similar positions in the external market. Actual base pay could vary and may be above or below the listed range based on factors including but not limited to performance, proficiency and demonstration of competencies required for the role. The base pay is just one component of The Hartford’s total compensation package for employees. Other rewards may include short-term or annual bonuses, long-term incentives, and on-the-spot recognition. The annualized base pay range for this role is:

$76,000 - $144,600

The posted salary range reflects our ability to hire at different position titles and levels depending on background and experience.

Equal Opportunity Employer/Sex/Race/Color/Veterans/Disability/Sexual Orientation/Gender Identity or Expression/Religion/Age

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Every day, a day to do right.

Showing up for people isn’t just what we do. It’s who we are – and have been for more than 200 years. We’re devoted to finding innovative ways to serve our customers, communities and employees—continually asking ourselves what more we can do.

Is our policy language as simple and inclusive as it can be? Can we better help businesses navigate our ever-changing world? What else can we do to destigmatize mental health in the workplace? Can we make our communities more equitable?

That we can rise to the challenge of these questions is due in no small part to our company values that our employees have shaped and defined.

And while how we contribute looks different for each of us, it’s these values that drive all of us to do more and to do better every day.

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