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At Vectra Bank, we're committed to making this a great place to work and excel. We seek dedicated employees whose talent, drive, and innovative ideas add value to our customers, our colleagues and to our communities. At Vectra Bank, the possibilities are endless -- come for a job, stay for a career.

Vectra Bank Colorado needs your loan and sales experience. We are excited to offer an opportunity as a Mortgage Lender to the right candidate in the Steamboat Springs area.

We have a strong belief in our banking culture and ensuring that our Mortgage Lenders are able to support our strategies and vision. We provide training and believe in fostering development and career progression from this position.

What are we looking for?

Our main focus in this role is soliciting and bringing in mortgage business for the bank through previous contacts, relationships, and referrals from real estate agents, builders, developers and branches.

Simply stated, we want someone who will:

+ Be responsible for soliciting and bringing in mortgage business for the bank through previous contacts, relationships and referrals form real estate agents, builders, developers and branches.

+ Ensure compliance with regulatory guidelines in the performance of loan originator duties.

+ Interview potential applicants to develop information concerning their needs, desires and other information.; obtains and review pertinent financial and credit data.

+ Be responsible for assisting customers with information about loan types and interest rate options, locking interest rates as requested by the customer, preparing and sending initial disclosures to customers and submitting information to automated underwriting software.

+ Ensure any re-disclosures are made timely.

+ May order appraisals through system, arrange for title search and obtain necessary documents.

+ Be responsible to communicate with the customer throughout the process and work with processors through closing.

+ Originate residential home loans.

+ Keep informed of trends and developments in the local real estate market, and changing rules and regulations pertaining to mortgages

+ Develop and maintain internal relationships to drive cross-sell opportunities for other bank products

+ Other duties as assigned

Who should apply?

Those who have:

+ 4+ years of mortgage lending origination experience required, including residential construction experience or other directly related experience, and college degree. A combination of education and experience may meet requirements.

+ Advanced knowledge of mortgage lending, processing, credit analysis, mortgage laws and regulations.

+ Ability to successfully solicit loans.

+ Good problem solving skills.

+ Ability to work independently.

+ Strong interpersonal skills.

+ Demonstrated ability to handle multiple priorities.

+ Strong verbal and written communication skills.

+ Ability to work effectively in high pressure environment.

+ Ability to work with various types of computer software, including mortgage specific software.

This position is eligible to earn a base hourly rate of minimum wage plus commission. Commissions of 30-75 basis points per financial loan depending on loan type and customer qualifications.

Benefits:

• Medical, Dental and Vision Insurance - START DAY ONE!

• Life and Disability Insurance, Paid Parental Leave and Adoption Assistance

• Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts

• Paid Training, Paid Time Off (PTO) and 11 Paid Holidays

• 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience

• Mental health benefits including coaching and therapy sessions

• Tuition Reimbursement for qualifying employees enrolled in an accredited degree program related to the needs of the business, maximum of $5,250 per calendar year, employees are eligible for the program upon hire

• Employee Ambassador preferred banking products

**Req ID:** 069220

To review our Benefits Summary browse here: https://zionsbancorp.referrals.selectminds.com/VectraBankCareers/moreinfo/Benefits

Equal Opportunity Employer

It is the policy of this corporation to provide equal employment and advancement opportunities to all employees and applicants for employment, without regard to race, color, religion, age (40 and over), sex, pregnancy, gender, disability, national origin, ethnic background, citizenship, veteran status, sexual orientation, gender identity and expression or any other characteristic protected by applicable law. This policy is established and administered in accordance with all applicable federal, state, and local laws.

If you are an individual with disabilities who needs accommodation, or you are having difficulty using our website to apply for employment, please contact us at (801) 844-7628, Mon.-Fri. between 9 a.m. - 5 p.m. MST.

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