• RCA Professional (Control Testing)

    US Bank (Irvine, CA)


    At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.

    Job Description

    _Position Highlights_

    + Partner with Home Lending business units, Risk/Compliance/Audit (RCA) professionals, and RCA Managers to design, implement, and maintain an effective control testing framework specific to mortgage and related lending operations.

    + Perform detailed reviews of RCSA and ECRA controls to ensure adherence to internal and regulatory requirements

    + Detect control weaknesses or process deficiencies and recommend actionable solutions to minimize risk exposure and operational losses.

    + Participate in projects and initiatives that ensure Home Lending processes comply with applicable laws, regulations, and internal risk standards.

    + Prepare thorough workpapers and communicate testing results to management and stakeholders, ensuring timely remediation of issues.

    + Serves as a functional liaison between Equipment Finance and the Lines of Defense

    _Basic Qualifications_

    + Bachelor's degree, or equivalent work experience

    + Typically more than two years of applicable experience

    _Preferred Skills and Experience_

    + Intermediate knowledge of applicable laws, regulations, financial services, and regulatory trends that impact Equipment Finance

    + Intermediate understanding of the Equipment Finance operations, products/services, systems, and associated risks/controls

    + Intermediate understanding of testing methodologies

    + Basic knowledge of Risk/Compliance/Audit competencies

    + Strong analytical, process facilitation and project management skills

    + Effective presentation, interpersonal, written and verbal communication skills

    + Proficient computer navigation skills using a variety of software packages, including Microsoft Office applications and word processing, spreadsheets, databases, and presentations

     

    _Hybrid/flexible schedule_

     

    The role offers a hybrid/flexible schedule, which means there's an in-office expectation of 3 or more days per week and the flexibility to work outside the office location for the other days.

     

    If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants (https://careers.usbank.com/global/en/disability-accommodations-for-applicants) .

    Benefits:

    Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following (some may vary based on role, location or hours):

     

    + Healthcare (medical, dental, vision)

    + Basic term and optional term life insurance

    + Short-term and long-term disability

    + Pregnancy disability and parental leave

    + 401(k) and employer-funded retirement plan

    + Paid vacation (from two to five weeks depending on salary grade and tenure)

    + Up to 11 paid holiday opportunities

    + Adoption assistance

    + Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

     
     

    E-Verify

     
     

    The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $66,640.00 - $78,400.00

     
     

    Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.

     

    Posting may be closed earlier due to high volume of applicants.