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***This is a part time position, 20-30 hours a week*** *About the Department* The Department of Commerce aims to make sure Montana is the best place to work, live and play. We work alongside private industry and local organizations to create jobs, grow businesses, develop affordable housing, and improve community infrastructure. (You can learn more about us_here_.) *About this Position* Montana Housing strengthens our vibrant communities by supporting access to safe, affordable and sustainable homes for Montanans whose housing needs are not met by the market. Montana Housing assists with buying a home, down payment assistance, mortgage servicing, Reverse Annuity Mortgages, rental housing assistance and multifamily rental development. This position is responsible for administering the mortgage loan servicing loss mitigation program and maintaining compliance with investor policies and industry regulation. Attention to detail and proficient data entry skills are required. The position manages loss mitigation activities and property preservation. The Risk Mitigation Specialist provides regular ongoing financial accounting activities and successfully navigates customer service activities including incenting payment and ensuring stability of the loan portfolio. The Risk Mitigation Specialist successfully navigates difficult customer service activities with a high degree of integrity and professionalism. The primary function of this position is to preserve the assets of the Board while creatively identifying and executing solutions for borrowers within the industry regulations and authority. *This position is open until filled; with first review January 21st, 2026.* *What are we looking for?* *Education and Experience:* Associate degree in finance, accounting, business, or closely related field; or, · Two years closely related field; or · Two years combinations of education and job-related experience will be considered on a case-by-case basis. · It would pique our interest if you had experience in collections and loans! *Competencies:* /Knowledge of:/ * Protect and preserve all abandoned property o Transfer property o Pay taxes o Clean out o Lawn care and snow removal o Winterization o Property maintenance repairs o Securing properties * Manage property timely to be in conveyance condition to the insurers after foreclosure * Order Appraisals for RD VA foreclosures * Assist borrowers with Successor in Interest, whether there is a death or divorce involving the borrower * Oversight on occupancy status * Manage Privacy Authorizations * Return Mail Process * SCRA – Servicemembers Civil Relief Act process * 25 day calls * CoreLogic removals * REOs with HO * Ordering death certificates * P260 documents ( tracking expenses for reimbursement on eventual claim with HUD after foreclosure ) /Ability to:/ * Order inspections monthly by area * Inspection letters to borrowers * F2F (Face to Face) outreach letters after 45 days past due *How to apply* Apply online by submitting your*resume.*/(Please Note: You do not need to complete the “work experience” or the “education & certifications” portion of the application process in our recruiting system. You only need to upload the requested documentation.)/ / / *Benefits* · Look_here_ to see the additional benefits! They include: o Work/life Balance o Health Coverage o Retirement plans o Paid Vacation and Sick Leave and Holidays o And more… · *Public Service Loan Forgiveness (PSLF) –*Employment with the State of Montana may qualify you to receive student loan forgiveness under the PSLF. Look_here_ to learn more and see if you may qualify! * * *Other important information to be aware of* · This position requires the successful completion of a criminal background check. · Only online applications are accepted. By applying online, you can receive updates and monitor the status of your application. · If you fail to upload the requested application documents and/or preference documents, we will notify you via email. Failure to upload these documents after notification will result in your application being removed from consideration. · *This position allows for a hybrid work schedule from a remote location within the State of Montana. Weekly travel to Helena offices will be required. Specific conditions will be outlined as part of the job offer and must adhere to state policy. New Employees may be required to complete training in person before hybrid work schedules begin.* /This agency participates in E-Verify to confirm employment eligibility. After accepting a job offer and completing Form I-9, your information will be submitted to the Department of Homeland Security and Social Security Administration for verification. For more information about E-Verify, please visit the E-Verify website found here,//Link to E-Verify Website//./ **Title:** *Housing Property Preservation Specialist-Part Time* **Location:** *Helena* **Requisition ID:** *26140009*