• Innovation Lab Specialist

    OneMain Financial (Baltimore, MD)


    We’re building a cutting-edge originations system that will redefine how we serve our customers and empower our team members to improve both our customer and TM experience, and better position us to remain competitive in the consumer finance industry.

     

    We are seeking a forward-thinking knowledgeable Innovation Lab Specialist to bridge frontline operations and product development. This role is pivotal in supporting customers through the loan application process using our soon-to-be implemented originations system, Playing a critical role in driving operational excellence, strategic alignment, and enterprise-wide compliance. Your insights will help influence the initial delivery and ongoing evolution of the system.

    In the Role

    + Provide feedback and solutions that demonstrates independent judgment, a distinct perspective, and alignment with enterprise goals and compliance standards.

    + Determine the most appropriate methods for communicating information to stakeholders, ensuring clarity, operational relevance, and adherence to regulatory and organizational protocols.

    + Conduct thorough research and present findings that support operational efficiency and compliance, applying sound judgment and broad organizational awareness.

    + Leverage personal expertise and professional insight to cross-reference data and guide informed decisions that enhance process integrity and mitigate risk.

    + Execute responsibilities with a comprehensive understanding of organizational priorities, balancing autonomy with accountability to enterprise standards.

    + Collaborate on the design, refinement, and implementation of efficient, scalable, and compliant processes that support strategic objectives and reduce operational waste.

    + Working closely with operations, product, and project stakeholders to ensure alignment on system capabilities and limitations.

    + Participate in testing prototypes and early system versions.

    + Provide feedback to improve usability and functionality.

    + Assist in developing training materials and documentation. Ensure new systems are easy to understand and use.

    + Promote adoption of new systems and processes.

    + Share insights and experiences through formal and informal channels.

    Requirements

    + 3-5 years financial services sales experience with proven skills in customer service, loan processing, or sales operations and a track record of meeting or exceeding standards.

    + Proven ability to work independently and cross-functionally

    + Experience in process improvement and compliance-driven environments

    + Strong communication and interpersonal skills.

    + Tech-savvy with the ability to learn and adapt to new systems quickly.

    + Detail-oriented with excellent problem-solving abilities.

    + Comfortable providing constructive feedback and collaborating across teams.

    + Incentive Program: Annual discretionary bonus

    **Location:** Baltimore, MD

     

    Target base salary range is $60,000 – $70,000, which is based on various factors including skills and work experience. In addition to base salary, this role is eligible for a competitive compensation program that is based on individual and company performance.

     

    Who we Are

     

    OneMain Financial (NYSE: OMF) is the leader in offering nonprime customers responsible access to credit and is dedicated to improving the financial well-being of hardworking Americans. Since 1912, we’ve looked beyond credit scores to help people get the money they need today and reach their goals for tomorrow. Our growing suite of personal loans, credit cards and other products help people borrow better and work toward a brighter future.

     

    Driven collaborators and innovators, our team thrives on transformative digital thinking, customer-first energy and flexible work arrangements that grow lives, careers and our company. At every level, we’re committed to an inclusive culture, career development and impacting the communities where we live and work. Getting people to a better place has made us a better company for over a century. There’s never been a better time to shine with OneMain.

     

    Because team members at their best means OneMain at our best, we provide opportunities and benefits that make their health and careers a priority. That’s why we’ve packed our comprehensive benefits package for full- and some part-timers with:

     

    + Health and wellbeing options including medical, prescription, dental, vision, hearing, accident, hospital indemnity, and life insurances

    + Up to 4% matching 401(k)

    + Employee Stock Purchase Plan (10% share discount)

    + Tuition reimbursement

    + Paid time off (15 days’ vacation per year, prorated based on start date)

    + Paid sick leave as determined by state or local ordinance (prorated based on start date)

    + 11 Paid holidays (4 floating holidays, prorated based on start date)

    + Paid volunteer time (3 days per year, prorated based on start date)

     

    OneMain Holdings, Inc. is an Equal Employment Opportunity (EEO) and Affirmative Action (AA) employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender perception or identify, national origin, age, marital status, protected veteran status, or disability status.