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About Us:

At eCapital, we are on a mission to ignite growth and empower businesses across North America and the U.K. by accelerating their access to capital. Our expertise and forward-thinking technology create customized, cutting-edge solutions for clients in over 80 industries. We are proud to have been named to the prestigious Inc. 5000 Fastest Growing Company list in 2024, recognized as a ‘Great Place to Work’ by the Secured Finance Network, and celebrated as a ‘Most Innovative Company’ by ABF Journal; all thanks to our dynamic team who are the cornerstone of our success. Are you ready to make an impact and help us shape the future of finance?

The Opportunity:

eCapital is seeking a Senior Principal Software Architect to define and drive the technical vision for our enterprise systems and customer-facing applications. This is a strategic, hands-on leadership role responsible for architecting scalable, secure, and high-performing solutions that power eCapital’s suite of digital financial services.

The ideal candidate will combine deep technical expertise with strong leadership skills—capable of guiding engineering teams, influencing technology strategy, and ensuring the long-term health and evolution of our software platforms. You will be instrumental in building cloud-native systems, modernizing legacy components, and ensuring that architecture decisions enable business agility and innovation at scale.

Key Responsibilities:

Architecture & Strategy

+ Define and evolve the overall software architecture, ensuring alignment with business strategy and technical best practices.

+ Lead the design of scalable, cloud-native solutions that support both enterprise and consumer applications.

+ Evaluate emerging technologies, frameworks, and patterns to ensure eCapital remains at the forefront of innovation.

+ Champion architectural principles such as modularity, reusability, observability, and resilience.

Solution Design & Delivery

+ Provide technical leadership throughout the software development lifecycle—from concept through deployment and maintenance.

+ Guide teams in designing APIs, microservices, and integration patterns for high-performance, distributed systems.

+ Oversee front-end and back-end architectural consistency across applications using modern frameworks (.NET Core, React, Angular, etc.).

+ Drive adoption of DevOps practices, CI/CD pipelines, and infrastructure-as-code for efficient and reliable delivery.

Governance & Collaboration

+ Partner with product, data, and infrastructure teams to ensure architectural alignment across domains.

+ Establish coding and design standards that promote quality, scalability, and maintainability.

+ Provide mentorship and technical guidance to developers and engineering leads across multiple teams.

+ Participate in architectural reviews, technical design discussions, and strategic planning initiatives.

Performance & Optimization

+ Proactively identify system bottlenecks, reliability issues, and performance gaps, and drive effective solutions.

+ Implement robust monitoring, logging, and alerting strategies to support system health and operational excellence.

+ Ensure security, compliance, and data protection are embedded throughout system design and development.

Qualifications:

Technical Expertise

+ 10+ years of professional experience in software development and architecture, with proven experience designing cloud-native enterprise solutions.

+ Deep understanding of modern frameworks and technologies across the stack (e.g., .NET Core, React, Angular, Node.js, SQL/NoSQL databases).

+ Expertise in system design, distributed architecture, and API development.

+ Strong experience with DevOps tools, CI/CD, and cloud platforms (AWS, Azure, or GCP).

+ Experience in financial services, SaaS, or other high-transaction-volume environments is an asset.

Leadership & Communication

+ Demonstrated success providing technical leadership across multiple projects or product lines.

+ Ability to translate complex technical concepts into clear, actionable business language.

+ Strong collaboration and mentorship skills with the ability to influence without direct authority.

+ Excellent problem-solving, communication, and organizational abilities.

We Bring:

+ Competitive Compensation

+ Annual Bonus Incentives

+ PTO

+ Health, Dental, and Life Benefits

+ 401(K) Matching

+ Abundant professional development opportunities at a growing and thriving Fintech company!

eCapital Culture:

At eCapital, we're not just a funding provider—we're a strategic partner built for what's next. Our culture is defined by innovation, scalability, and personalized service. We value:

+ Agility : We adapt quickly to changing market conditions and customer needs.

+ Relationships : We put our clients' needs at the center of everything we do, and we believe the best results come from diverse teams working together.

+ Accountability: We hold ourselves to the highest standards in all aspects of our work.

+ Innovation : We constantly push boundaries to create better solutions for our clients.

We offer a dynamic work environment where you'll have the opportunity to make a significant impact on our business and the SMBs we serve. Join us in revolutionizing how businesses access and manage capital in the digital age.

eCapital values diverse experiences and backgrounds. We encourage all qualified candidates to apply, regardless of race, color, religion, gender, sexual orientation, national origin, genetics, disability, age, or veteran status.

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