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Financial Institution Examiner 9-P11

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Financial Institution Examiner 9-P11

Salary

$24.96 - $42.91 Hourly

Location

Lansing, MI

Job Type

Permanent Full Time

Remote Employment

Flexible/Hybrid

Job Number

6501-26-DIFS-002 FIE 9-P11

Department

Department of Insurance and Financial Services

Opening Date

01/13/2026

Closing Date

1/27/2026 5:00 PM Eastern

Bargaining Unit

NON-EXCLUSIVE REPRESENTED EMPLOYEE (NERE)

+ Description

+ Benefits

+ Questions

Job Description

The Department of Insurance and Financial Services (DIFS) is seeking an individual to work in public service as a Financial Institutions Examiner in the Office of Consumer Finance. This position is an opportunity to build a lifelong career doing work that truly matters - helping to protect consumers and maintain public confidence in Michigan’s insurance and financial services industries.

As a Financial Institutions Examiner in the Office of Consumer Finance, you will regulate companies that millions of Michiganders rely on every day, including motor vehicle finance companies, money transfer services, mortgage companies, payday lenders, and other consumer financial services companies. Examiners will work directly with many financial institution leaders to conduct examinations and ensure companies comply with state and federal regulations.

The Financial Institutions Examiner is a position offering the incumbent the opportunity to grow and advance in their career as they gain experience and expertise. These positions are available for entry-level candidates; qualified candidates who have no related professional experience; as well as senior level candidates with relevant professional experience in the financial industry.

NOTE: There are multiple levels possible for Financial Institution Examiners. Applicants need only to meet the Financial Institution Examiner 9 qualification requirements to be eligible for this position.

For more information about this posting, click here: Financial Institution Examiner 9-P11 (https://MCSC.state.mi.us/AgencyPDFs/fieE002pd.pdf)

Ideal candidates will have:

+ The drive to serve the people of the State of Michigan and make a difference in an important economic sector that supports the financial needs of individuals and small businesses.

+ The educational background required below or anticipated completion of these requirements within the next 3 months.

+ The desire to travel to diverse work locations for examinations, investigations, training opportunities, and conferences.

+ The ability to thrive in a dynamic, collaborative, and high-tech environment while demonstrating sound professional judgment and decision-making.

+ A curious and analytical mind capable of analyzing financial performance and regulatory compliance, identifying and assessing risks, developing solutions, and supporting conclusions.

+ The ability to communicate clearly, concisely, and effectively both orally and in writing.

+ The desire to work closely with colleagues and senior leaders to solve problems.

+ The ability to work well independently and within a team.

Personnel in these positions routinely advance to higher pay and become eligible for management opportunities. These positions provide competitive pay, retirement, health, vision, and dental benefits.

Significant in-state and out-of-state (including overnight) travel is required. You will perform compliance reviews and examinations at the offices of licensed entities located throughout the United States and complete assignments at your home office.

DIFS is seeking team members who are willing to reside within a 2-hour drive of Lansing, have an interest in helping others, desire to learn and grow as professionals, and enjoy the exciting aspects of life in Michigan.

Please attach a cover letter describing how your education or experience will make you a successful examiner and addressing your understanding and interest in this position. Also include a resume and a copy of official college transcripts.Failure to attach the requested documents may result in your application being screened out.

The use of artificial intelligence (AI) software of any kind is prohibited in all areas of the selection process; including, but not limited to, responses to application questions, and responses to interview questions or exercises. Any applicant that is suspected of using AI software for any portion of the selection process may be screened out.

Veterans and their spouses are encouraged to apply. DIFS is a Gold-level Veteran-Friendly Employer as certified by the Michigan Veterans Affairs Agency.

Required Education and Experience

Education

Possession of a bachelor's degree with a business major including completion of a business core curriculum consisting of one course each in finance, law, and management, one course in either marketing or economics, and 6 semester (9 term) credits in accounting.

Experience

Financial Institution Examiner 9

No specific type or amount is required.

Financial Institution Examiner 10

One year of professional experience evaluating and determining safe and sound operating practices through examinations, visitations or investigations of state chartered depository or state licensed non-depository financial institutions or financial examinations of state licensed insurance companies in accordance with state and federal statutes equivalent to a Financial Institution Examiner 9.

Financial Institution Examiner 11

Two years of professional experience evaluating and determining safe and sound operating practices through examinations, visitations or investigations of state chartered depository or state licensed non-depository financial institutions or financial examinations of state licensed insurance companies in accordance with state and federal statutes equivalent to a Financial Institution Examiner, including one year equivalent to a Financial Institution Examiner 10.

Alternate Education and Experience

Financial Institution Examiner 9

Possession of a bachelor's degree in any major

AND

Two years of an equivalent type of professional financial institution or insurance industry experience. Relevant industry experience varies by position and may include: financial institution commercial credit analysis/underwriting, commercial lending, loan review, audit, compliance, and risk management; or insurance accounting, internal/external audit, actuarial and risk management; as well as oversight of such functions.

Financial Institution Examiner 10

Possession of a bachelor's degree in any major

AND

One year of professional experience as a financial institution examiner or specialist for a federal financial regulatory agency, FDIC, a Federal Reserve Bank, NCUA, Comptroller of the Currency, other federal or out-of-state financial or insurance regulatory agencies;

OR

Three years of an equivalent type of professional financial institution industry experience. Relevant industry experience varies by position and may include: financial institution commercial credit analysis/underwriting, commercial lending, loan review, audit, compliance, and risk management; or insurance accounting, internal/external audit, actuarial and risk management; as well as oversight of such functions.

Financial Institution Examiner P11

Possession of a bachelor's degree in any major

AND

Two years of experience as a professional financial institution examiner or specialist for a federal financial regulatory agency, FDIC, a Federal Reserve Bank, NCUA, Comptroller of the Currency, other federal or out-of-state financial or insurance regulatory agencies;

OR

Four years of an equivalent type of professional financial institution industry experience. Relevant industry experience varies by position and may include: financial institution commercial credit analysis/underwriting, commercial lending, loan review, audit, compliance, and risk management; or insurance accounting, internal/external audit, actuarial and risk management; as well as oversight of such functions.

Additional Requirements and Information

View the entire job specification at:https://www.michigan.gov/mdcs/-/media/Project/Websites/mdcs/JOBSPECS/F/FinancialInstitutionsExaminer.pdf

Accommodations

If you require a reasonable accommodation to participate in the application or selection processes, please contact theADA coordinator (https://www.michigan.gov/ose/-/media/Project/Websites/ose/Contact/RACs.pdf) for the agency that posted this position vacancy.

State employment also offers rewarding careers where you can help Michiganders enjoy better lives. Many State of Michigan jobs offer alternate work schedules and remote-work options that can help give the flexibility you need. The State of Michigan has been recognized as a leading U.S. employer by new graduates from 2021-2023 and a best large U.S. and state employer. Recognized on the international stage for fostering positive employee engagement, the State of Michigan is a past recipient of a North America Government Agency Employees Engagement Award.

More details on benefits for our new hires are below:

Rewarding Work:State of Michigan jobs allow you to serve Michiganders in many different ways depending on your interests and skills. Help preserve and protect our environment and the public health; enforce state laws and regulations; advocate for children, families, and victims of discrimination; support our state’s military and veterans; rebuild our state’s infrastructure; or support other state agencies through our fiscal, IT, and HR systems.

Insurance Benefits:The State of Michigan offers health, mental health, dental, and vision insurance to eligible career employees, their spouses, and their children. The state also covers a life-insurance benefit of two times employees’ annual salary (up to $200,000). The state also offers long-term-disability insurance that can provide continuing benefits if an injury or illness prevents employees from working. More information is available at www.mi.gov/employeebenefits.

Retirement Programs:The State of Michigan offers 401(k) and 457 plans for new hires to save for retirement. The state will automatically contribute an amount equal to 4% of your pay to a 401(k) account. The state will also match up to 5% of your pay if you contribute to your 401(k) account. Your contributions vest immediately, and the state’s contributions fully vest after just 4 years. More information is available athttp://www.mi.gov/orsstatedc.

Vacation and Sick Leave:Eligible full-time employees receive between15 and 35 personal daysand 13 sick daysper year that may be rolled over to the following year if not used. Eligible employees also receive an additional day each year for community service or school functions.

Paid Parental Leave:Eligible employees can take 12 weeks of paid leaveimmediately after a birth or adoption to allow needed time together at home with a new child.

Paid Holidays:Eligible employees receive 13 or 14 paid holidays each year including New Year’s Eve and Day, Martin Luther King Jr. Day, Presidents’ Day, Memorial Day, Juneteenth, the Fourth of July, Labor Day, Election Day, Veterans Day, Thanksgiving, Thanksgiving Friday, Christmas Eve and Day.

Bonus Programs:Eligible employees with five years of service also receive annual longevity bonuses that grow as seniority increases. Some positions also may qualify for recruitment, retention, and performance bonuses or other special pay premiums.

Military Pay Differential:Employees in the guard or reserves may also qualify for supplemental pay benefits if miliary pay during qualifying duty is less than normal state pay. Prior military service may also allow seniority credits to accelerate eligibility for longevity bonuses and additional personal leave accrual.

Tax-Advantaged Programs:In addition to 401(k) and 457 retirement accounts, the state also offers flexible spending account (FSA), health savings account (HSA), and qualified transportation fringe benefit (QTFB) programs that can help you save money by reducing your taxable income.

Student Loan Forgiveness:Working for the State of Michigan may allow you to participate in programs that forgive the balance of qualifying student loans. Please view Student Loan Information (https://studentaid.gov/manage-loans/forgiveness-cancellation) to help determine if you could qualify is available from the U.S. Department of Education.

Tuition Reduction:Some colleges and universities offer savings to eligible employees and family members to further their education while working for the State of Michigan.

Professional Development: To help develop your career, programs are available to apply for reimbursement of up to $2,000 a year for education and training for college course credits and non-degree programs.

Alternative and Remote Work Schedules:Depending on the nature of their duties, many state jobs offer flexible work schedules and remote or hybrid telecommuting options that can help obtain the work-life balance that you seek.

Great Lakes and Great Times:Michigan boasts four Great Lakes, 11,000 inland lakes, 36,000 miles of rivers and streams, 20 million acres of forests, 100 state and national parks and recreation areas, 1,300 miles of bike trails, 6,500 miles of snowmobile trails, the second-most ski areas in the nation, 650 public golf courses, 600 campgrounds, and an international dark-sky park—just for starters. Our cities offer concerts and cultural events, storied sports teams, education hubs, vibrant downtowns, one-of-a-kind craft beverages, and renowned restaurants for every appetite. From urban centers to beach towns to the great outdoors, the opportunities are endless. With your state salary and benefits and Michigan’s affordable cost of living, you can explore all that Michigan has to offer.

Updated: 2/28/24

01

FIEXM - Do you possess one of the following? Possession of a bachelor's degree with a business major including completion of a business core curriculum consisting of one course each in finance, law, and management, one course in either marketing or economics, and 6 semester (9 term) credits in accounting. If so, please attach a copy of your official college transcripts; OR a bachelor's degree or higher in any major and at least two to five years of an equivalent type of post-degree professional financial institution industry experience (see job specification for examples of relevant industry experience). If so please attach a copy of your official college transcripts; OR a bachelor's degree or higher in any major and at least one to three years of post-degree professional experience as a financial institution examiner or specialist for a federal financial regulatory agency, FDIC, a Federal Reserve Bank, NCUA, Comptroller of the Currency, other federal or out-of-state financial or insurance regulatory agencies. If so please attach a copy of your official college transcripts.

+ Yes

+ No

02

FIEXM – Please select your level of experience.

+ None of the above.

+ One to two years of post-degree professional experience evaluating and determining safe and sound operating practices through examinations, visitations or investigations of state chartered depository or state licensed non-depository financial institutions or financial examinations of state licensed insurance companies in accordance with state and federal statutes equivalent to a Financial Institutions Examiner 9.

+ Two to three years of post-degree professional experience evaluating and determining safe and sound operating practices through examinations, visitations or investigations of state chartered depository or state licensed non-depository financial institutions or financial examinations of state licensed insurance companies in accordance with state and federal statutes equivalent to a Financial Institution Examiner 10.

+ At least three years of post-degree professional experience evaluating and determining safe and sound operating practices through examinations, visitations or investigations of state chartered depository or state licensed non-depository financial institutions or financial examinations of state licensed insurance companies in accordance with state and federal statutes equivalent to a Financial Institution Examiner P11.

03

Do you meet one of the following requirements OR will you within the next three months? A bachelor's degree with a business major, including completion of a business core curriculum consisting of one course each in finance, law, and management, one course in either marketing or economics, and 8 semester (12 term) credits in accounting; OR a bachelor's degree in any major and at least two years of an equivalent type of professional financial institution or insurance industry experience (see job specification for examples of relevant industry experience); OR a bachelor's degree in any major and at least one year of professional experience as a financial institution examiner or specialist for a federal financial regulatory agency, FDIC, a Federal Reserve Bank, NCUA, Comptroller of the Currency, other federal or out-of-state financial or insurance regulatory agencies. If yes, please attach a copy of your official college transcripts.

+ Yes

+ No

04

This position requires frequent travel, including a significant amount of overnight and out-of-state travel. Are you able to accommodate this requirement?

+ Yes

+ No

05

Do you have a valid Michigan driver's license?

+ Yes

+ No

06

DIFS requires three professional references, including current and previous supervisors. Other acceptable professional references include college professors, coaches, volunteer organization leaders, clients, and advisors. Have you listed these references in your application? If not, please do so. Coworkers, relatives, and friends will not be contacted as references.

+ Yes

+ No

07

Have you attached a cover letter, resume, and copy of official transcripts? Failure to do so may result in your application being screened out.

+ Yes

+ No

Required Question

Employer

State of Michigan

Department

Department of Insurance and Financial Services

Address

530 W. Allegan St.

Lansing, Michigan, 48909

Phone

(877) 999-6442

Website

https://www.michigan.gov/DIFS

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