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Description

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career.

Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.

How will you make an impact in this role?

The Director of Finance – Global Commercial Services partners with Lending Product Team to drive financial performance and the organization’s growth agenda. This role blends strategic planning with hands-on analytics, spanning monthly forecasting, reporting, and ownership of analytical and technical workstreams that deliver clear, actionable insights. Success in this role requires strong technical skills, sound judgment, and the ability to communicate complex analyses to senior stakeholders.

Key Responsibilities:

+ Serve as the central finance partner for GCS Lending, providing proactive, consultative support to the organization.

+ Own the month-end reporting process for card lending, including maintenance and ongoing enhancement of reporting dashboards.

+ Partner with Product and Risk Management teams to quantify business transformation opportunities and ensure alignment with DS&A forecasting processes.

+ Explore potential benefits of agentic AI to enhance processes and analytics

+ Develop clear performance narratives and support preparation of senior management presentations.

+ Drive lending analytics to identify underlying trends, risks, and growth opportunities.

+ Deliver high-quality stakeholder support by responding to inquiries and resolving issues efficiently.

Minimum Qualifications:

+ 5 years of experience

+ Experience with end-to-end reporting and planning for the Business Line of Credit, including month-end close, outlooks, and Plan/LRP.

+ Demonstrated ability to operate effectively in ambiguous environments and translate broad business questions into actionable analyses

+ Strong capability to connect analytical insights to financial outcomes and influence business decisions

+ Lead and develop a team of two managers and one analyst, fostering collaboration, accountability, and professional growth.

+ Excellent communication skills, with experience engaging and presenting to senior leaders

+ Learning agility, flexibility, and comfort adapting to changing priorities

+ Proven ability to manage multiple priorities and meet deadlines

+ Strong organizational and time-management skills

+ Ability to work independently while collaborating effectively within a team

+ Bachelor’s degree in Finance, Economics, or a related field

Preferred qualifications:

+ Strong understanding of lending economics

+ Familiarity with TM1, SQL, and other programming languages

Qualifications

Salary Range: $123,000.00 to $215,250.00 annually bonus equity (if applicable) benefits

The above represents the expected salary range for this job requisition. Ultimately, in determining your pay, we’ll consider your location, experience, and other job-related factors.

We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:

+ Competitive base salaries

+ Bonus incentives

+ 6% Company Match on retirement savings plan

+ Free financial coaching and financial well-being support

+ Comprehensive medical, dental, vision, life insurance, and disability benefits

+ Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need

+ 20 weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy

+ Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)

+ Free and confidential counseling support through our Healthy Minds program

+ Career development and training opportunities

For a full list of Team Amex benefits, visit our Colleague Benefits Site .

American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law. American Express will consider for employment all qualified applicants, including those with arrest or conviction records, in accordance with the requirements of applicable state and local laws, including, but not limited to, the California Fair Chance Act, the Los Angeles County Fair Chance Ordinance for Employers, and the City of Los Angeles’ Fair Chance Initiative for Hiring Ordinance. For positions covered by federal and/or state banking regulations, American Express will comply with such regulations as it relates to the consideration of applicants with criminal convictions.

We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually.

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Employment eligibility to work with American Express in the U.S. is required as the company will not pursue visa sponsorship for these positions.

**Job:** Finance

**Primary Location:** US-New York-New York

**Schedule** Full-time

**Req ID:** 26000786