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Description

Summary:The Portfolio/Risk Manager will join a 'second line' credit risk team which will aim to objectively evaluate credit risk and opine on the effectiveness of credit risk management activities within the company. The selected individual will assist in developing a credit risk reporting infrastructure that provides an independent assessment of credit risk (2nd Line) within the Chief Risk Officer's (CRO) organization.

Duties and Responsibilities:

+ Assisting the Credit Risk Director in the production of the Bank’s Credit Risk Pillar Risk Assessment on a quarterly basis and will work to improve the alignment of Huntington’s credit risk governance to regulatory expectations.

+ Maintain appropriate reporting risk management effectiveness within each loan portfolio. This includes the analysis of application trends, risk assessment, management reporting, portfolio performance, and review/assessment of key credit metrics.

+ Closely monitor economic & social environmental factors that would have an impact on portfolio credit performance and develop proactive mitigation actions

+ Leverage credit risk data experience and business acumen to observe key trends/threats/inaccuracies and drivers of those observations.

+ Collaborate with other functions such as Accounting Policy, Finance, Operations, Technology, Credit Administration, etc. to drive various business initiatives and proper execution on risk control and portfolio actions.

+ Provide analysis and 2nd line of defense monitoring and oversight of our various lending programs.

+ Develop and monitor metrics/analysis based on the performance of our portfolios.

+ Leverage existing data sources and problem-solving to develop solutions to address gaps in credit reporting risk.

+ Challenge the status quo, while helping to shape the strategic intent for products and marketing efforts.

+ Support step-change improvements in credit performance by connecting drivers of future consumer credit trends to historical behavior, and testing hypotheses using rigorous analysis and monitoring.

+ Performs other duties as assigned.

Basic Qualifications:

+ Bachelor’s Degree

+ 7 years of financial services experience in risk, data, or portfolio reporting/analytics role

Preferred Qualifications:

+ Understanding of consumer credit risk management, profit & loss drivers and the ability to apply credit and risk principles toward business objectives.

+ Strong knowledge in credit scorecards, decision engine rule sets, stress testing, segmentation, and risk models.

+ Excellent quantitative and analytic skills; ability to derive patterns, trends, and insights, and perform risk/reward trade-off analysis.

+ Ability to build effective presentations to communicate analytical findings to a wide array of audiences

+ 2 years of SQL experience

+ Effective communication and interpersonal skills as well as the ability to motivate others

#LI - ML1

Exempt Status: (Yes = not eligible for overtime pay) (No = eligible for overtime pay)

Yes

Workplace Type:

Office

Our Approach to Office Workplace Type

Certain positions outside our branch network may be eligible for a flexible work arrangement. We’re combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team.

Huntington is an Equal Opportunity Employer.

Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details.

Note to Agency Recruiters: Huntington Bank will not pay a fee for any placement resulting from the receipt of an unsolicited resume. All unsolicited resumes sent to any Huntington Bank colleagues, directly or indirectly, will be considered Huntington Bank property. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration.