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At CVS Health, we’re building a world of health around every consumer and surrounding ourselves with dedicated colleagues who are passionate about transforming health care.

As the nation’s leading health solutions company, we reach millions of Americans through our local presence, digital channels and more than 300,000 purpose-driven colleagues – caring for people where, when and how they choose in a way that is uniquely more connected, more convenient and more compassionate. And we do it all with heart, each and every day.

Position Summary

Supports the organization's ability to achieve its financial and strategic goals through effective underwriting. Identifies and manages risk in order to maximize revenue, membership, and earnings. Performs underwriting analysis and risk assessment Applies in-depth knowledge to single product types, funding arrangements and/or rating methodologies and progresses to multiple types, arrangements and methodologies with experience and skill development.

What you will do

+ Utilizes basic functionality of underwriting tools, systems, and reference materials to produce accurate quotes, renewals, and/or accountings.

+ Applies underwriting guidelines and escalates underwriting exceptions/financial variances for assigned cases to the appropriate level.

+ Assists department with projects or workgroups; identifies and supports process improvement through automation or process change.

Required Qualifications

+ 0-2 years Health care/ insurance experience

+ Demonstrated success prioritizing work and the ability to multi-task in a fast-paced environment.

+ Demonstrated ability to utilize analytical and independent thinking skills.

+ Demonstrated success in collaborating with others to meet/exceed expectations.

+ Experience providing clear and concise written and verbal communications.

+ Experience working with standard Microsoft Office products.

+ **If near an office location; onsite required 3 days**

Preferred Qualifications

+ Strong Analytical Skills to interpret financial and medical information to make sound underwriting decisions.

+ Proficiency in Microsoft Excel and experience working with underwriting or case management systems

+ Prior experience collaborating with cross-functional teams

+ Strong written and verbal communication for documentation, customer correspondence, and internal recommendations

+ Detail-Oriented with the ability to manage multiple applications or projects

+ Continuous improvement mindset and willingness to adapt to changing processes and guidelines

Education

+ Bachelor's degree preferred.

Anticipated Weekly Hours

40

Time Type

Full time

Pay Range

The typical pay range for this role is:

$21.10 - $40.90

This pay range represents the base hourly rate or base annual full-time salary for all positions in the job grade within which this position falls. The actual base salary offer will depend on a variety of factors including experience, education, geography and other relevant factors. This position is eligible for a CVS Health bonus, commission or short-term incentive program in addition to the base pay range listed above.

Our people fuel our future. Our teams reflect the customers, patients, members and communities we serve and we are committed to fostering a workplace where every colleague feels valued and that they belong.

Great benefits for great people

We take pride in our comprehensive and competitive mix of pay and benefits – investing in the physical, emotional and financial wellness of our colleagues and their families to help them be the healthiest they can be. In addition to our competitive wages, our great benefits include:

+ **Affordable medical plan options,** a **401(k) plan** (including matching company contributions), and an **employee stock purchase plan** .

+ **No-cost programs for all colleagues** including wellness screenings, tobacco cessation and weight management programs, confidential counseling and financial coaching.

+ **Benefit solutions that address the different needs and preferences of our colleagues** including paid time off, flexible work schedules, family leave, dependent care resources, colleague assistance programs, tuition assistance, retiree medical access and many other benefits depending on eligibility.

For more information, visit https://jobs.cvshealth.com/us/en/benefits

We anticipate the application window for this opening will close on: 05/12/2025

Qualified applicants with arrest or conviction records will be considered for employment in accordance with all federal, state and local laws.

We are an equal opportunity and affirmative action employer. We do not discriminate in recruiting, hiring, promotion, or any other personnel action based on race, ethnicity, color, national origin, sex/gender, sexual orientation, gender identity or expression, religion, age, disability, protected veteran status, or any other characteristic protected by applicable federal, state, or local law.