"Alerted.org

Job Description:

Role Summary/Purpose:

This role resides in Credit Analytics and Reporting function within Credit Life Cycle team. He / She will lead cross-functional regulatory reporting and external engagement team including requirement review, analytical support, process design and reporting implementation for Credit Management. As a process owner, this role will assume responsibilities of an L3 process owner satisfying process governance requirements mitigating risk and implementing effective controls.

While this role shares a passion for credit performance data analytics as a subject matter experts, he/she will have regular interaction with leaders in Regulatory Reporting, Capital Management, Controllership and Supervisory Affairs representing Credit Management.

Essential Responsibilities:

+ Manage and lead the establishment of reporting request from gathering requirements, developing framework, establishing reporting process and ongoing deliverables of regulatory and external reports by partnering within Credit along with Regulatory Reporting, Capital Management, Controllership, Finance and Supervisory Affairs ensuring accuracy and timely deliverables

+ Effectively and creatively manage allocated resources such as analyst and technology while navigating data infrastructure to deliver results satisfying regulatory and/or supervisory guidance, along with appropriate documentations for review and validation meeting the process governance standards

+ Support Category IV Bank status requirements through CCAR related schedule and activities as well as any new requirement through preliminary and impact analysis

+ Be the subject matter expert in Credit data tables supporting enhancements, new build, code changes, new portfolios and products and validation coordinating with data system, data stewards and data management teams

+ Lead deep dive analytics and support during quarterly regulatory reports / schedules and earning materials. Able to articulate findings to senior leaders in clear succinct message either through presentation, reporting package or visualization tool

+ Develop analytics team members through regular coaching and insightful productive feedbacks

+ Manage credit data transfer as requested during external reviews

+ Perform other duties and/or special projects as assigned

Qualification / Requirements:

+ Master's degree and 5+ years of experience in analytics with experience in consumer finance or bachelor's degree with 8+ years of experience in consumer finance analytics

+ 5+ years of experience in Credit, Collections, Risk, Finance, or other Data Analytics role leading team or projects

+ 5+ years of expert experience with SAS, SQL, or Python programming language experience

+ 2+ years of experience with SAS Viya, Tableau, or similar data visualization tool

+ Ability to independently plan, research and analyze relevant requirements satisfying regulatory guidance, industry practices providing strong analytical supports from credit perspective

Desired Characteristics:

+ Familiarity with Category IV bank requirements especially in banking regulations, capital adequacy, and financial reporting with good understanding in the regulatory framework for Category IV banks, including risk-based capital requirements, leverage ratios, and potential liquidity requirements

+ Excellent time management with ability to manage multiple competing initiatives and deliver results within deadlines with a focus on accuracy and attention to detail

+ Cross-functional management and positive teamwork skills with ability to communicate, collaborate and influence relationships and support across multiple teams of people

+ Experience managing regulatory requests, reviews, exams

+ Process management experience with a good understanding of process risk and control framework

+ Experience with account level database such as these internal database(i.e. RDG, CDCI, ALP 2.0 and CLBP2) or data lake technologies and programming languages (Hadoop, Python, Hive, etc.)

+ Intermediate / Advanced Excel skills with demonstrable familiarity with pivot-tables, worksheet formulas, macros, array formulas, and other techniques

+ Master's Degree desired with quantitative underpinning, MBA, CFA, CAS or SOA exams, or other relevant certifications or designations

+ Demonstrated creativity, problem solving, and critical thinking skills

+ Project management skills

+ Hyperion experience

Grade/Level: 12

The salary range for this position is **135,000.00 - 230,000.00** USD Annual and is eligible for an annual bonus based on individual and company performance.

Actual compensation offered within the posted salary range will be based upon work experience, skill level or knowledge.

Salaries are adjusted according to market in CA, NY Metro and Seattle.

Eligibility Requirements:

+ You must be 18 years or older

+ You must have a high school diploma or equivalent

+ You must be willing to take a drug test, submit to a background investigation and submit fingerprints as part of the onboarding process

+ You must be able to satisfy the requirements of Section 19 of the Federal Deposit Insurance Act.

+ New hires (Level 4-7) must have 9 months of continuous service with the company before they are eligible to post on other roles. Once this new hire time in position requirement is met, the associate will have a minimum 6 months' time in position before they can post for future non-exempt roles. Employees, level 8 or greater, must have at least 18 months' time in position before they can post. All internal employees must consistently meet performance expectations and have approval from your manager to post (or the approval of your manager and HR if you don't meet the time in position or performance expectations).

Legal authorization to work in the U.S. is required. We will not sponsor individuals for employment visas, now or in the future, for this job opening. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or veteran status.

Our Commitment:

When you join us, you'll be part of a diverse, inclusive culture where your skills, experience, and voice are not only heard-but valued. We celebrate the differences in all of us and believe that our individual, unique perspectives is what makes Synchrony truly a great place to work. Together, we're building a future where we can all belong, connect and turn ideals into action. Through the power of our 8 Diversity Networks+ (https://www.synchronycareers.com/our-culture/#diversity) , with more than 60% of our workforce engaged, you'll find community to connect with an opportunity to go beyond your passions.

This starts when you choose to apply for a role at Synchrony. We ensure all qualified applicants will receive consideration for employment without regard to age, race, color, religion, gender, sexual orientation, gender identity, national origin, disability, or veteran status.

Reasonable Accommodation Notice:

+ Federal law requires employers to provide reasonable accommodation to qualified individuals with disabilities. Please tell us if you require a reasonable accommodation to apply for a job or to perform your job. Examples of reasonable accommodation include making a change to the application process or work procedures, providing documents in an alternate format, using a sign language interpreter, or using specialized equipment.

+ If you need special accommodations, please call our Career Support Line so that we can discuss your specific situation. We can be reached at 1-866-301-5627. Representatives are available from 8am - 5pm Monday to Friday, Central Standard Time

Job Family Group:

Credit