• Financial Counselor Dual Role

    Sanford Health (Fargo, ND)


    Careers With Purpose

     

    Sanford Health is one of the largest and fastest-growing not-for-profit health systems in the United States. We're proud to offer many development and advancement opportunities to our nearly 50,000 members of the Sanford Family who are dedicated to the work of health and healing across our broad footprint.

     

    **Facility:** Sanford Broadway Med Cntr

    **Location:** Fargo, ND

    **Address:** 801 Broadway N, Fargo, ND 58102, USA

    **Shift:** 8 Hours - Day Shifts

    **Job Schedule:** Full time

    **Weekly Hours:** 40.00

    **Salary Range:** $17.75 - $23.00

     

    Department Details

     

    The dual role position involves primarily working as a Financial Counselor and working a secondary position as a Financial Advocate.

     

    We are looking for a team player who has a Bachelor's Degree and is able to think creatively to address patients' finical needs. Experience working in healthcare or with health insurance is a bonus.

     

    The schedule for this position is Monday - Friday, 8:00 am to 5:00 pm, no weekends or holidays.

    Job Summary

    The Financial Counseling Representative provides financial counseling to assist patients in understanding their financial responsibility to Sanford and to offer appropriate resources and options to meet that responsibility. Answers billing questions. Reviews patient's insurance coverage and Explanation of Benefits (EOBs). Provides clarification regarding what charges were incurred and why they were incurred. Reviews insurance denials and provides an explanation for the denial to the patient. Reviews payment plan guidelines and assists in setting up payment arrangements. Determines if patient is eligible for payment assistance programs and assists in the application process, if applicable.

     

    Educates patients regarding insurance concepts, such as what copayments are, what services are covered, effective dates of coverage, when a referral is needed and the effect on insurance, how to obtain a valid referral and resubmit the claim, and how effective dates of coverage influence insurance payments. May assist patient in filling out medical assistance program paperwork, as well as referrals to Medicaid or other insurance aid or disability programs. Frequently advises uninsured patients on outstanding medical costs associated with procedures performed in a clinic setting and establishes a payment plan. Interacts with patients in-person and must be able to empathize with them while also diffusing strong emotions. Calculates and provides cost estimates for medical procedures, including the patient's anticipated share. Advises on and collects prepayments for services not covered by insurance. May perform guest service duties, as needed. Other duties as assigned.

     

    Computer skills sufficient to operate on-line systems and complex software with advanced functionality. Oral and written communication skills sufficient to interpret and apply policies and procedures for clarification and problem resolution. Knowledge of third party payers and basic bookkeeping or accounting principles is required. Requires a thorough understanding of insurance products and the ability to accurately read an EOB to determine what adjustments have been made, what payments have been received, and calculate pending balances.

    Qualifications

    High school diploma or equivalent preferred. Post-secondary education preferred.

     

    Two years' experience in healthcare service or health insurance preferred.

    Benefits

    Sanford Health offers an attractive benefits package for qualifying full-time and part-time employees. Depending on eligibility, a variety of benefits include health insurance, dental insurance, vision insurance, life insurance, a 401(k) retirement plan, work/life balance benefits, and a generous time off package to maintain a healthy home-work balance. For more information about Total Rewards, visit https://sanfordcareers.com/benefits .

     

    Sanford is an EEO/AA Employer M/F/Disability/Vet. If you are an individual with a disability and would like to request an accommodation for help with your online application, please call 1-877-673-0854 or send an email to [email protected] .

     

    Sanford Health has a Drug Free Workplace Policy. An accepted offer will require a drug screen and pre-employment background screening as a condition of employment.

     

    **Req Number:** R-0223754

    **Job Function:** Revenue Cycle

    **Featured:** No