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Do you want your voice heard and your actions to count?

Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world’s leading financial groups. Across the globe, we’re 120,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.

With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.

Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.

The selected colleague will work at an MUFG office or client sites four days per week and work remotely one day. A member of our recruitment team will provide more details.

The Managing Director, Head of Financial Crimes Office for the Americas (“FCOA”) is responsible for directing and implementing the overall AML/BSA programs across MUBK U.S. offices, MUFG’s Combined U.S. Operations (“CUSO”) and the Americas region. The Head of FCOA is the board designated BSA Officer of MUBK’s U.S. operations. The role oversees a team of professionals covering KYC Advisory, Financial Intelligence Unit (FIU), planning and operations, amongst other activities. The FCOA team is located across multiple centers, primarily New York, Irving, TX and Tempe, AZ. This position oversees the design and implementation of AML/BSA and other Financial Crimes policies and procedures that address applicable laws, rules and regulations in a manner that ensures full compliance. The Head of FCOA reports directly to the Chief Compliance Officer for the Americas and is part of the Americas Compliance Leadership Team. As a Regional Head of Financial Crimes, this role also reports into the Global Head of Financial Crimes and is a member of the Global Financial Crimes Compliance Division (“GFCD”) Leadership Team. The successful candidate will need to coordinate with partners across the three lines of defense on enterprise matters such as execution quality, technology, systems, policies and resource allocation, as well as with GFCD colleagues for implementation of Global Standards and other requirements and initiatives. This role chairs the Americas Financial Crimes Management Forum and also provides regular updates to the Risk Committee of the Board and manages relationships with all relevant federal banking regulatory agencies to ensure that the organization is favorably perceived via transparent and effective communication.

Major Responsibilities:

+ Develop, implement and administer U.S. and Americas AML and Financial Crime policies and procedures, or addenda to Global Standards, that ensure the organization is in full adherence with all relevant Financial Crimes rules and regulations and global requirements.

+ Oversee the FCOA team, ensuring staff has the relevant skills and is executing appropriately.

+ Implement state-of-the-art AML / Financial Crimes tools and polices that safeguard the organization against major AML and Financial Crime risks.

+ Work with GFCD Technology partners to conduct tuning, optimization and related activities on AML technology infrastructure/models to ensure that the technology is effective, functioning as intended and aligns to compliance policies and procedures.

+ With GFCD partners, execute the U.S. and Americas Financial Crimes Risk Assessment and reports, ensuring quality of data/inputs and that the risk assessments represent a reasonable reflection of MUBK U.S. and America’s risk.

+ Based upon informed AML and Financial Crimes risk assessments, develop, implement, maintain and revise policies, procedures and systems (at the business unit, entity and regional levels as applicable) designed to avoid or minimize the risks identified.

+ Work closely with compliance testing partners to identify coverage areas for the annual testing plan, address and escalate issues as appropriate and develop action plans to remediate gaps timely.

+ Monitor the performance of the Americas Financial Crimes programs and related activities on a continuing basis and with periodic reviews, audits, or self-assessments, and, where indicated, take appropriate steps to improve effectiveness of the programs.

+ Identify areas for improvement opportunities. Manage relationships with senior leaders to ensure they are made aware of AML and Financial Crimes environment as well as policies and procedures that impact the products and services business lines offer.

+ Manage financial crimes issues and all regulatory deliverables with relevant regulatory agencies. Through effective communication and oversight, ensure all financial crimes issues and regulatory deliverables are met and completed timely.

+ Produce and assess metrics and other management information to monitor execution quality and timeliness, identify emerging risk areas, and manage Americas Financial Crimes risk.

+ Partner with the GFCD Training team to ensure Americas Financial Crimes training needs are identified and included within the Annual Compliance Training Plan; contribute SME input to training development and conduct in person training as needed to strengthen employee knowledge on key topic areas and reinforce a culture of compliance

+ Conduct reviews of the Bank's existing AML and Financial Crimes compliance frameworks and operating models to identify potential areas of compliance vulnerability and strengthen independence and alignment.

+ Chair the Americas Financial Crimes Management Forum and actively participate in other relevant governance meetings to ensure Financial Crimes risks are identified and escalated.

+ Provide reports on a regular basis, and as directed or requested, keep senior management and the Board of Directors informed of the operation and progress of CUSO AML compliance and Financial Crime risk management efforts.

+ Execute against key Americas Compliance and GFCD priorities and objectives as applicable.

Qualifications:

+ At least 15+ years’ experience in Financial Crimes Compliance, with at least 5 years in a leadership position.

+ Experience either as the top BSA/AML officer at a complex, global financial services institution, or the "second-in-command" to the BSA/AML officer of a complex, global financial services institution.

+ Experience successfully managing a team that includes investigative professionals as well as SMEs in the following areas: AML/KYC; Sanctions; Anti-Bribery and Corruption; and Financial Crimes.

+ Credible track record of interacting successfully with federal banking regulators, and in particular with the Office of the Comptroller of the Currency.

+ Results focused, collaborative, influential, innovative, C-level presence.

+ In depth knowledge of BSA/AML/KYC.

+ Bachelor’s degree required. JD or MBA preferred.

The typical base pay range for this role is between $240k-$360k depending on job-related knowledge, skills, experience and location. This role may also be eligible for certain discretionary performance-based bonus and/or incentive compensation. Additionally, our Total Rewards program provides colleagues with a competitive benefits package (in accordance with the eligibility requirements and respective terms of each) that includes comprehensive health and wellness benefits, retirement plans, educational assistance and training programs, income replacement for qualified employees with disabilities, paid maternity and parental bonding leave, and paid vacation, sick days, and holidays. For more information on our Total Rewards package, please click the link below.

MUFG Benefits Summary (https://careers.mufgamericas.com/sites/default/files/document/2023-01/mb-live-well-work-well.pdf)

We will consider for employment all qualified applicants, including those with criminal histories, in a manner consistent with the requirements of applicable state and local laws (including (i) the San Francisco Fair Chance Ordinance, (ii) the City of Los Angeles’ Fair Chance Initiative for Hiring Ordinance, (iii) the Los Angeles County Fair Chance Ordinance, and (iv) the California Fair Chance Act) to the extent that (a) an applicant is not subject to a statutory disqualification pursuant to Section 3(a)(39) of the Securities and Exchange Act of 1934 or Section 8a(2) or 8a(3) of the Commodity Exchange Act, and (b) they do not conflict with the background screening requirements of the Financial Industry Regulatory Authority (FINRA) and the National Futures Association (NFA). The major responsibilities listed above are the material job duties of this role for which the Company reasonably believes that criminal history may have a direct, adverse and negative relationship potentially resulting in the withdrawal of conditional offer of employment, if any.

The above statements are intended to describe the general nature and level of work being performed. They are not intended to be construed as an exhaustive list of all responsibilities duties and skills required of personnel so classified.

We are proud to be an Equal Opportunity Employer and committed to leveraging the diverse backgrounds, perspectives and experience of our workforce to create opportunities for our colleagues and our business. We do not discriminate on the basis of race, color, national origin, religion, gender expression, gender identity, sex, age, ancestry, marital status, protected veteran and military status, disability, medical condition, sexual orientation, genetic information, or any other status of an individual or that individual’s associates or relatives that is protected under applicable federal, state, or local law.

At MUFG, our colleagues are our greatest assets. Our Culture Principles provide a roadmap for how each of our colleagues must think and act to become more client-obsessed, inclusive and innovative. They reflect who we are, who we want to be and what we expect from one another. We are excited to see you take the next step in exploring a career with us and encourage you to spend more time reviewing them!

Our Culture Principles

+ Client Centric

+ People Focused

+ Listen Up. Speak Up.

+ Innovate & Simplify

+ Own & Execute