• Credit Risk Manager

    Robert Half Finance & Accounting (Wilmington, DE)


    Description

    Our client is offering an exciting opportunity for a Credit Risk Manager in Wilmington, Delaware, United States. This role is in the finance industry, with a focus on managing credit risk and driving performance outcomes. The Credit Risk Manager will play a crucial role in overseeing credit review, policy development, credit approvals, and portfolio monitoring to identify credit migration.

    Responsibilities:

    • Evaluate credit risk using credit scoring models, behavioral data, and macroeconomic factors.

    • Collaborate with collections and servicing teams to enhance loss recovery and minimize charge-offs, defaults, and delinquencies.

    • Oversee the development of real-time credit risk reporting tools and dashboards for proactive risk monitoring and decision-making.

    • Implement strategies to prevent loss specific to the subprime cardholder base, including credit limits, fee structures, and collection practices.

    • Conduct stress testing and scenario analyses to assess risks under various economic conditions and customer behavior models.

    • Lead a team of credit risk professionals, fostering a culture of excellence, collaboration, and continuous improvement.

    • Work closely with marketing, data science, operations, compliance, and legal teams to ensure alignment on credit risk strategies and regulatory compliance.

    • Conduct regular audits of credit risk policies, processes, and portfolio performance to ensure adherence to internal and regulatory standards.

    Requirements

    The ideal Credit Risk Manager will have a Bachelors degree in Finance/Economics/Risk Management or similar.

    Other requirements for the Credit Risk Manager role include and are not limited to:

    + 8+ years of risk strategy experience in credit card risk management with at least 5 years in a senior leadership role within the credit card industry.

    + experience in managing high-risk credit portfolios, including subprime, near prime, or non-prime customers.

    + Extensive experience in credit risk modeling, customer segmentation, and credit underwriting in the context of credit card products.

     

    For more information on this Credit Risk Manager position and other full time accounting and finance opportunities, please contact us at 302.985.5183 and reference JO#00800-0013156190.

     

    Robert Half is the world’s first and largest specialized talent solutions firm that connects highly qualified job seekers to opportunities at great companies. We offer contract, temporary and permanent placement solutions for finance and accounting, technology, marketing and creative, legal, and administrative and customer support roles.

     

    Robert Half works to put you in the best position to succeed. We provide access to top jobs, competitive compensation and benefits, and free online training. Stay on top of every opportunity - whenever you choose - even on the go. Download the Robert Half app (https://www.roberthalf.com/us/en/mobile-app) and get 1-tap apply, notifications of AI-matched jobs, and much more.

     

    All applicants applying for U.S. job openings must be legally authorized to work in the United States. Benefits are available to contract/temporary professionals, including medical, vision, dental, and life and disability insurance. Hired contract/temporary professionals are also eligible to enroll in our company 401(k) plan. Visit roberthalf.gobenefits.net for more information.

     

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