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Summary: Solicits 1-4 family residential mortgage applications from home buyers, realtors, community groups, in support of community development initiatives designed to assist low and moderate income communities and families throughout the Banks assessment area.

Job Responsibilities:

+ Represents Columbia Bank in the origination of CRA eligible mortgage loans. Increases residential mortgage loan volume, primarily focusing on CRA, low income and moderate income communities and assisting customers in the application process through closing. Provides personalized service and support to community groups, counseling agencies and customers to assist in meeting the needs of the community and attain the Bank’s CRA goals.

+ Prepares and presents first time home-buyer seminars and home ownership classes to Realtors, communities, and home buying counseling agencies to further the Bank’s visibility in the mortgage market. Participates in functions pertinent to mortgage lending, real estate and community affairs.

+ Establishes, participates and develops relationships with community based charitable, and nonprofit organizations.

+ Assists in the Cross-selling of the Bank’s other products and services.

+ Advises Senior Management of emerging CRA issues to ensure objectives are maintained.

+ Keeps informed of trends and developments in the local real estate market. Maintains an up to date awareness of all changes in federal and state regulations governing residential first mortgage lending.

+ Performs other job related duties as may be assigned.

Job Requirements:

+ Bachelor’s degree or equivalent experience in residential mortgage sales preferred;

+ Bilingual in Korean, preferred;

+ Five plus years of CRA mortgage sales experience;

+ Steady documented CRA mortgage loan volume in the past 12 months of $10 million (minimum);

+ Thorough knowledge of lending regulations required;

+ Must be knowledgeable on the methods and procedures for promoting and marketing of products and services;

+ Established relationships with local referral networks;

+ Excellent written and verbal communication skills with the ability to deal effectively with customers, attorneys, realtors and other financial institutions as well as all levels of Bank personnel;

+ Excellent decision making and problem solving abilities;

+ Excellent organizational, follow-up and time management skills;

+ Strong computer skills and experience utilizing laptop technology

+ Successful candidate must meet and comply with all requirements set forth in the SAFE Act, including, but not limited to successful completion of the required background checks and obtaining a Unique Identifier from the NMLS;

+ Valid Driver’s License;

+ Professional demeanor.

Columbia Bank offers the following benefits:

+ Medical, Dental, Vision and Rx which are contributory.

+ Bonus programs.

+ Employee Stock Option Program (ESOP).

+ Life Insurance, Long Term Disability and Accidental Death and Dismemberment (LTD&AD&D).

+ Paid Time Off (PTO) which includes Personal and Vacation Time.

+ Paid Sick Time.

+ Bank Holidays.

+ Employees may participate in the 401k program.

Salary:

This role has a base salary with commissions and no draw.

Schedule:

This role is eligible for a hybrid schedule; 3 days in the office and 2 days work from home based on business need.

Columbia Bank and its affiliates is an Equal Opportunity Employer, including individuals with disabilities and veterans.