• Principal Credit Product Portfolio Specialist

    Wells Fargo (Charlotte, NC)


    About this role:

    Wells Fargo is seeking a Principal Relationship/Portfolio Manager (Principal Credit Product Portfolio Specialist) within its Accounts Receivable Securitization (ARS) line of business. This individual will be responsible for managing a portfolio of ARS accounts, including monitoring borrowing bases, reviewing field exams, conducting quarterly portfolio reviews, and cultivating strong client relationships. The role requires effective communication with clients, internal risk partners, banking colleagues, legal counsel, and other financial institutions. Learn more about the career areas and business divisions at wellsfargojobs.com (https://www.wellsfargojobs.com/career-areas/) .

    In this role, you will:

    + Manage a portfolio of 10–12 complex ARS accounts, primarily consisting of agented and sole-lender facilities

    + Serve as a key contributor in strategic planning efforts to maintain and grow the ARS portfolio, identifying opportunities to increase revenue where appropriate

    + Lead amendment processes, including facility increases, extensions, changes to deposit account control agreements, and structural modifications to borrowing base templates

    + Make informed decisions in complex scenarios, balancing client needs with adherence to bank policies, procedures, and compliance requirements.

    + Collaborate with peers, managers, and risk partners to resolve issues and achieve business objectives

    + Communicate effectively with internal stakeholders, including management and risk teams, to address potential concerns

    + Act as a peer mentor within the ARS team and across supporting functions.

    + Participate in or lead special projects, including those driven by regulatory or policy changes

    Required Qualifications:

    + 10+ years of secured or specialized lending relationship management or portfolio management experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

    Desired Qualifications:

    + Proficiency in Microsoft Word, Excel, and PowerPoint

    + Experience in Commercial Banking or Investment Banking

    + Background in A/R securitization or Asset-Based Lending (ABL)

    + Experience working with large companies (annual revenue of $750MM+)

    Job Expectations:

    + This position is not eligible for Visa sponsorship

    + This position offers a hybrid work schedule

    + Specific compliance policies may apply regarding outside activities or personal investing; affected employees will be expected to provide information to the Wells Fargo Personal Account Dealing Team and abide by applicable policy requirements if hired. Information will be shared about expectations during the recruitment process

    + Ability to travel up to 10% of the time

    Locations:

    + 1100 Abernathy Rd - Atlanta, Georgia 30328

    + 550 S Tryon St - Charlotte, North Carolina 28202

    Pay Range:

    $185,000 - $300,000 USD annual

     

    Eligible for discretionary annual bonus

    Posting End Date:

    10 Sep 2025

     

    _*Job posting may come down early due to volume of applicants._

     

    We Value Equal Opportunity

     

    Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.

     

    Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements.

     

    Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.

     

    Applicants with Disabilities

     

    To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo (https://www.wellsfargojobs.com/en/diversity/disability-inclusion/) .

     

    Drug and Alcohol Policy

     

    Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy (https://www.wellsfargojobs.com/en/wells-fargo-drug-and-alcohol-policy) to learn more.

    Wells Fargo Recruitment and Hiring Requirements:

    a. Third-Party recordings are prohibited unless authorized by Wells Fargo.

    b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

    **Req Number:** R-486077