"Alerted.org

Summary:

The **Underwriting Analyst, New Business,** supports the HUB SoCal PEO team by evaluating risk and developing pricing for prospective groups considering joining one of the region's PEO client programs. This role focuses on analyzing group census and claims data, preparing competitive quotes, and partnering with the sales and onboarding teams to ensure accurate and timely underwriting for new business opportunities. The Analyst will play a key role in helping our PEO clients grow by ensuring that prospective clients are underwritten appropriately, competitively, and in line with carrier and company guidelines.

Essential Duties and Responsibilities:

+ Review and analyze census data, demographics, and claims experience for prospective groups to determine risk and appropriate rating.

+ Utilize financial models and underwriting exhibits to support pricing recommendations and new business proposals.

+ Collaborate with sales and implementation teams to provide timely underwriting support during the prospecting and onboarding process.

+ Prepare benefit plan design and rate comparisons for prospective groups.

+ Review and reconcile carrier quotes to ensure accuracy, competitiveness, and compliance with underwriting guidelines.

+ Support the production of monthly experience reporting for our PEO client partners.

+ Prepare and deliver underwriting summaries for internal stakeholders and client-facing presentations.

+ Maintain underwriting files, data integrity, and reporting to support sales pipeline and new business tracking.

+ Partner with carriers and vendors to obtain quotes, negotiate terms, and ensure smooth underwriting processes for new business.

+ Stay informed on industry trends, competitor offerings, and underwriting best practices to support sales growth strategies.

Key Competencies:

To perform the job successfully, an individual should demonstrate the following competencies:

+ **Leadership** – Demonstrates leadership skills; sets example for others to follow. Effectively coaches others in developing their skills and abilities.

+ **Problem Solving** – Identifies and resolves problems in a timely manner; Gathers and analyzes information skillfully; Develops alternative solutions.

+ **Project Management** – Able to develop and manage project plans; Communicates changes and progress; Completes projects on time and budget.

+ **Customer Service** – Manages difficult or emotional customer situations; Responds promptly to customer needs; Solicits customer feedback to improve service; Responds to requests for service and assistance; Meets commitments.

+ **Industry Knowledge** – Strong knowledge of employee benefits products and services and how they are delivered to clients; knowledge of related legislation such as HIPAA and ACA. Understanding of claim utilization and ability to engage clinical or pharmacy teams for deeper dives. Understanding of the carrier, TPA, Stop Loss markets.

+ **Analytical** – Evaluate numerical and qualitative data to recommend the best alternatives to clients.

+ **Computer Skills** – Use of Microsoft Excel, PowerPoint and Word to create effective presentations and exhibits. Knowledge or proficiency of other applications is a plus (Tableau, Power BI, SQL, Alteryx…).

+ **Relationship Management** – Develops and maintains strong relationships; work effectively with insurance and service vendors to gain cooperation in meeting clients’ needs.

+ **Team Player** – Effectively works with and strengthens HUB teams.

Qualification Requirements:

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

WHAT YOU BRING TO THE TABLE:

+ 2-5 years of related employee benefits underwriting and benefits experience and/or training (consulting, brokerage, carrier, or reinsurance background).

+ Working knowledge of underwriting and actuarial principles and procedures.

+ Working knowledge of claim analytics platforms (CedarGate, Artemis, Verscend, Springbuk, NavMD, other…)

+ Bachelor’s degree or equivalent combination of education and experience. Preference will be given to candidates with brokerage or insurance carrier underwriting or account management experience.

Other Requirements:

Must hold a valid Life Agent license or will obtain.

* _The expected salary range for this position is_ **_$80,000, to $85,000_** _and will be impacted by factors such as the successful candidate’s skills, experience and working location, as well as the specific position’s business line, scope and level. HUB International is proud to offer comprehensive benefit and total compensation packages which could include health/dental/vision/life/disability_ _insurance, FSA, HSA and 401(k) accounts, paid-time-off benefits, and eligible bonuses, equity and commissions for some positions._

_\#LI-DD_

Department Account Management & Service

Required Experience: 2-5 years of relevant experience

Required Travel: No Travel Required

Required Education: High school or equivalent

HUB International Limited is an equal opportunity employer that does not discriminate on the basis of race/ethnicity, national origin, religion, age, color, sex, sexual orientation, gender identity, disability or veteran's status, or any other characteristic protected by local, state or federal laws, rules or regulations.

E-Verify Program (https://hubinternational.jobs/e-verify/)

We endeavor to make this website accessible to any and all users. If you would like to contact us regarding the accessibility of our website or need assistance completing the application process, please contact the recruiting team [email protected] . This contact information is for accommodation requests only; do not use this contact information to inquire about the status of applications.