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**BASIC PURPOSE** : Sr. Credit Analyst is a leadership role for an advanced Credit professional who will be responsible for overseeing the credit analysis function, managing high exposure credit portfolios, driving credit risk strategy, and ensuring alignment with organizational goals. This role involves high level decision making, policy development, and stakeholder engagement to drive financial stability and growth.

**MAJOR RESPONSIBILITIES** :

+ Mentor Credit Analysts and assist Credit leaders in managing workflow across the team.

+ Ensure alignment with strategic objectives and risk appetite.

+ Lead evaluation of high-value or highly complex business deals, including international ones.

+ Mange and optimize large credit portfolios, minimizing losses and maximizing returns.

+ Align credit policies with corporate objectives by working closely with department leadership.

+ Collaborate with sales, legal, collections and other departments to ensure corporate objectives are achieved.

+ Drive the adoption of advanced credit technologies and analytics tools.

EDUCATION AND EXPERIENCE:

+ Education:

+ Bachelor’s degree in business, accounting, finance, economics, or related fields, required.

+ MBA or advanced degree preferred.

+ Experience:

+ 8+ years of experience in credit management, financial regulations, and industry best practices.

+ Proven success in developing and implementing strategies that enhance performance for high value and highly complex credit portfolios.

SKILLS AND PHYSICAL DEMANDS:

+ Skills:

+ Hard skills:

+ Proficiency in Microsoft Office (advanced Excel skills).

+ Advanced knowledge of credit risk management and regulatory compliance.

+ Expertise with ERPs (e.g. SAP) and ETRMs (e.g. Right Angle) systems.

+ Soft Skills:

+ Exceptional interpersonal and stakeholder management skills

+ Strong customer service etiquette.

+ Advanced analytical and problem-solving skills.

+ Ability to drive innovation and change within the organization.

+ Strong mentoring and leadership skills.

+ Typical Physical Demands:

+ Requires prolonged sitting.

+ Occasional lifting and carrying light objects such as files, documents, or small packages (up to **25** pounds).

+ Manual dexterity sufficient to operate a computer keyboard and calculator.

+ Requires normal range of hearing and vision., bachelor's degree, environment, college graduate, undergraduate degree, recent college grad, recent college graduate

**Job Function(s):** Accounting and Finance

Love’s has been fueling customers’ journeys since 1964. Innovation and perseverance continue to lead the way for the family-owned and -operated business headquartered in Oklahoma City with more than 40,000 team members in North America and Europe. The company’s core business is travel stops and convenience stores with more than 630 locations in 42 states. Love’s continues its commitment to offer products and services that provide value for professional drivers, fleets, four-wheel customers, RVers, alternative fuel and wholesale fuel customers. Giving back to communities Love’s serves and maintaining an inclusive and diverse workplace are hallmarks of the company’s award-winning culture.

The Love’s Family of Companies includes:

+ **Gemini Motor Transport, one of the industry’s safest trucking fleets.**

+ **Speedco and Love’s Truck Care, the largest oil change and preventive maintenance and total truck care network.**

+ **Musket, a rapidly growing, Houston-based commodities supplier and trader.**

+ **Trillium, a Houston-based alternative fuels expert.**

+ **TVC Pro-driver, a commercial driver’s license (CDL) protection subscription service.**

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