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At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.

Job Description

Administers a portfolio of performing and non-performing loans. Develops and recommends strategies to maximize recovery and reduce losses and ensure effective restructuring, recovery or charge-off of adversely graded loans. Works with officials of lending and borrowing institutions to better secure collateral, equity or other assets of the borrower. Engages in other activities designed to preserve the loan principal, collect interest as possible, or charge-off the loan if appropriate.

Basic Qualifications

- Bachelor's degree, or equivalent work experience

- Five to seven years of experience in lending/account management activities

Preferred Skills/Experience

- Thorough knowledge of credit legal principles, accounting, economics, and financial statement analysis

- Basic knowledge of lending interest rates, loan terms and conditions, and real estate methodologies

- Strong negotiation skills

- Well-developed customer service/relations skills

- Excellent interpersonal, verbal and written communication skills

-Restructures adversely graded loans in accordance with credit policy by negotiating an action plan with the borrower, rehabilitating the loan or developing and implementing an exit strategy

-Ensures compliance with appropriate credit policy and regulatory requirements by prompt and effective follow-up and servicing of loans

- Prepares reports dealing with account status and proposed action plans, performance tracking, and other routine reports for the area of responsibility.

-Knowledge of Hogan, ALS, nCino and other US Bank systems

This role requires working from a U.S. Bank location three (3) or more days per week.

If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants (https://careers.usbank.com/global/en/disability-accommodations-for-applicants) .

Benefits:

Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following (some may vary based on role, location or hours):

+ Healthcare (medical, dental, vision)

+ Basic term and optional term life insurance

+ Short-term and long-term disability

+ Pregnancy disability and parental leave

+ 401(k) and employer-funded retirement plan

+ Paid vacation (from two to five weeks depending on salary grade and tenure)

+ Up to 11 paid holiday opportunities

+ Adoption assistance

+ Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

E-Verify

The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $75,820.00 - $89,200.00

Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.

Posting may be closed earlier due to high volume of applicants.