• Income Specialist/Jr. Underwriter (Remote)

    Insight Global (San Diego, CA)


    Job Description

    We are seeking a detail-oriented Income Specialist to join our team. This role is responsible for accurately calculating borrower income across multiple loan programs, ensuring compliance with agency guidelines and internal standards. The ideal candidate will have strong analytical skills and experience in mortgage underwriting processes.

    Key Responsibilities

    • Calculate and verify borrower income for various loan products, including:

    • Fannie Mae (FNMA)

    • Freddie Mac (FHLMC)

    • FHA

    • VA

    • Review income documentation to ensure accuracy and completeness.

    • Apply agency-specific guidelines and internal policies to determine qualifying income.

    • Collaborate with underwriting and processing teams to resolve income-related issues.

    • Maintain up-to-date knowledge of investor and agency requirements.

     

    Provide clear documentation and rationale for income calculations.

     

    This is a fully remote role.

     

    We are a company committed to creating diverse and inclusive environments where people can bring their full, authentic selves to work every day. We are an equal opportunity/affirmative action employer that believes everyone matters. Qualified candidates will receive consideration for employment regardless of their race, color, ethnicity, religion, sex (including pregnancy), sexual orientation, gender identity and expression, marital status, national origin, ancestry, genetic factors, age, disability, protected veteran status, military or uniformed service member status, or any other status or characteristic protected by applicable laws, regulations, and ordinances. If you need assistance and/or a reasonable accommodation due to a disability during the application or recruiting process, please send a request to [email protected] learn more about how we collect, keep, and process your private information, please review Insight Global's Workforce Privacy Policy: https://insightglobal.com/workforce-privacy-policy/.

     

    Skills and Requirements

     

    Proven experience in income analysis for FNMA, FHLMC, FHA, and VA loan programs.

     

    Strong understanding of agency guidelines and mortgage documentation. Proficiency in Encompass loan origination software.