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Job Summary & Responsibilities:

Raymond James Bank is hiring an entry level Mortgage Processor to process residential and/or retail loans and prepare closing documents in accordance with Fannie Mae and Freddie Mac underwriting guidelines.

The ideal contributor will:

+ Follows detailed, established procedures to perform a variety of tasks requiring some evaluation, originality or ingenuity in making decisions.

+ Resolves common questions and problems and refers more complex issues to a higher level.

+ Have regular contact with internal and external customers is required to obtain, clarify, or provide facts and information and/or identify, research, and resolve problems.

+ **Have a working knowledge or understanding of retail banking disclosures and regulations, preferably TRID and Reg. Z.**

Essential Duties and Responsibilities:

+ Obtains required documentation and processes more complex loan applications.

+ Orders credit verifications and third party services.

+ Tracks receipt of and reviews post-closing legal documents.

+ Follows up on missing documentation.

+ Verifies loan applications and supporting documents for accuracy and completeness.

+ Prepares and compiles documents for loan closing.

+ Prepares or reviews for accuracy, TRID Disclosures, Regulation Z disclosures, and other disclosures required by consumer regulation.

+ Schedules, coordinates loan closings, and clears for disbursement of loan proceeds.

+ Prepares compliance and accounting records and reports, as required by management and regulatory agencies.

+ Performs routine loan calculations.

+ Assists customers with moderately complex inquires or problems.

+ Performs pre-closing, post-closing, or whole loan due diligence review of legal agreements and other closing documents to terms of loan commitment.

+ Maintains currency in loan processing policies and procedures.

+ Performs other duties and responsibilities as assigned.

Knowledge of:

+ Basic concepts, practices and procedures of commercial and retail loan processing.

+ Basic principles of banking and finance.

+ Financial markets and products.

Skill in:

+ Processing less complex loan applications.

+ Verifying information for accuracy and completeness.

+ Preparing loan closing packages.

+ Preparing records and reports.

+ Performing basic calculations.

+ Operating standard office equipment and using required software applications.

Ability to:

+ Read, interpret, analyze and apply information from loan application documents

+ Interpret and apply policies.

+ Organize, manage and track multiple detailed tasks and assignments with frequently changing priorities in a fast-paced work environment.

+ Communicate effectively, both orally and in writing.

+ Work independently as well as collaboratively within a team environment.

+ Handle stressful situations and provide a high level of customer service in a calm and professional manner.

+ Establish and maintain effective working relationships.

+ Maintain currency in loan processing policies and procedures.

Licenses/Certifications:

None required.