"Alerted.org

Date: Dec 17, 2025

Location:

Miami Lakes, FL, US, 33016

Company: Popular

Workplace Type: Hybrid

Credit Analyst US

Commercial Credit Florida - PAB

This position is responsible for the support of quality loan origination, analysis, processing and reporting of the full assessment of credits and timely completion of credit analyses associated with condominium and home owner association related loans.

In this position, you will:

+ Prepare written credit memorandums on all new loans, renewals, extension and modification relative to financial strengths and weaknesses of borrowers, risk assessments, industry analysis, collateral and loan structures with opinions as to credit worthiness.

+ Gather information on actual and prospective borrowers through inquiries and investigations with Associations, financial institutions, professional firms or individuals and in-house information on borrowers relative to loan amount, activity, profitability and affiliate relationships.

+ Assist in portfolio management activities such as completing Annual Financial Updates and Loan Management Reports on existing borrowers.

+ Spread financial statements using computerized financial software program and analyze reports produced by the system for preparation of written reviews.

+ Accompany account officers on calls to develop more information on the companies being analyzed and better assess the risks associated with the credit.

+ Monitor the loan compliance on existing customer accounts.

+ Regularly track the stages of active and pending loans.

+ Analyze loans highlighting any problems or questions and writing the final credit analysis.

To be considered, you will need:

+ Minimum Required: Bachelor’s Degree in Accounting or Finance combined with a minimum 2 years related Financial Analysis Background work experience

.

+ Desirable Education/Experience: Condominium and Homeowner Assoc., Industry experience.

+ Knowledge of banking products, services, policies, procedures, and regulations to ensure compliance related to area of responsibility (AML/BSA/etc).

+ Fluent in Microsoft Office programs, Excel analysis required.

+ Knowledge of one or more of the following: Commercial and consumer credit regulations, policies, and procedures; Loan analysis, restructuring, and documentation; Collection Techniques and Structure financing analysis.

+ Thorough knowledge of accounting and legal principles underlying the bank’s documents.

Important:The candidate must provide evidence of academic preparation or courses related to the job posting, if necessary.

Our hybrid work model benefit applies to certain positions and is subject to changes based on the organizational needs.

Applicants must be authorized to work for any employer in the United States. This position is not open to applicants who need visa sponsorship or transfer of visa sponsorship at this time

ABOUT US

Popular is Puerto Rico’s leading financial institution and have been evolving since it was founded over a century ago. From a small bank it has developed into a large corporation that offer a wide variety of services and financial solutions to our customers, with presence in the United States, the Caribbean and Latin America.

As employees, we are dedicated to making our customers dreams come true by offering financial solutions in each stage of their life. Our extensive trajectory demonstrates the resiliency and determination of our employees to innovate, reach for the right solutions and strongly support the communities we serve; therefore, we value their diverse skills, experiences and backgrounds.

We reaffirm our commitment to always offer essential financial services and solutions for our customers and communities, including during emergency situations and/or natural disasters. Popular’s employees are considered essential workers, whose role is critical in the continuity of these important services even under such circumstances. By applying to this position, you acknowledge that Popular may require your services during and immediately after any such events.

If you have a disability or need more information about requesting an accommodation, please contact us [email protected] email inbox is monitored for such types of requestsonly. All information you provide will be kept confidential and will be used only to the extent required to provide needed exemptions or reasonable accommodations. Any other correspondence will not receive a response.

Are you ready for a rewarding career?

Popular is an Equal Opportunity Employer, including Disability/Vets

Popular is a Drug Free Workplace

Learn more about us at www.popular.com and keep updated with our latest job postings atwww.jobs.popular.com.

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