• Risk Compliance Officer II - Corporate Compliance

    First Horizon Bank (Memphis, TN)


    Description

    SUMMARY

    The Risk Compliance Officer II is an intermediate role responsible for providing practical regulatory guidance to business partners and supporting the bank’s Compliance Risk Management Program. This associate interprets applicable laws and regulations, assesses the design and effectiveness of internal controls, identifies and helps remediate issues, and contributes to governance reporting and regulatory exam readiness. The role partners closely with first line business associates, Legal, Operational Risk, Internal Audit, and external regulators to safeguard our clients, strengthen the control environment, and support safe and sound growth.

    ESSENTIAL DUTIES AND RESPONSIBILITIES

    + Interpret and apply federal and state regulatory requirements (e.g., consumer protection, fair banking/UDAAP, deposits/loans, privacy; BSA/AML if in scope).

    + Provide clear, actionable guidance to first line associates on control design, disclosures, marketing, complaints, and client communications.

    + Support regulatory change management activities, including obligation inventory updates, impact assessments, and implementation tracking.

    + Contribute to the annual compliance risk assessment: document inherent risks, evaluate control effectiveness, determine residual risk, and recommend enhancements.

    + Help define and track key risk indicators and metrics to monitor trends and emerging risks.

    + Draft and maintain compliance policies/standards or procedure requirements; ensure alignment with regulatory expectations and internal policy frameworks.

    + Develop and deliver targeted training and job aids to first-line associates and other stakeholders.

    + Escalate material issues and emerging risks promptly with recommended risk-mitigating actions.

    + Support compliance reviews of third parties in partnership with vendor management, including due diligence and ongoing monitoring.

    + Analyze client complaint trends to detect potential UDAAP or control issues and recommend corrective actions.

    + Build strong partnerships with line management, Legal, Operational Risk, and Internal Audit; provide credible challenge and influence outcomes.

    + Performs all other duties as assigned

    SUPERVISORY RESPONSIBILITIES

    1. No supervisory responsibilities

    QUALIFICATIONS

    To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Additionally, the qualifications listed below are representative of the knowledge, skills, and/or abilities required in this position:

     

    1. Bachelor (4-year college) degree

    2. 2-5 years of Banking experience or equivalent combination of education and experience

    3. Previous experience in risk management, internal audit, compliance, or control testing preferred.

    4. Professional certification preferred (e.g., CRCM or equivalent).

    5. Familiarity with relevant banking regulations (e.g., FRB, CFPB, FDIC) and control frameworks preferred.

    6. Strong analytical skills and attention to detail.

    7. Excellent written and verbal communication abilities.

    8. Proficiency in MS Office Suite; experience with audit or risk management software is a plus.

    COMPUTER AND OFFICE EQUIPMENT SKILLS

    1. Microsoft Office suite

     

    CERTIFICATES, LICENSES, REGISTRATIONS (Ex: CPA, Series 6 or 7 license, etc)

    None required

    About Us

    First Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at www.FirstHorizon.com (https://urldefense.com/v3/\_\_https:/www.firsthorizon.com/\_\_;!!Cz2fjcuE!hpq9hPnrucZCPIAVPojVESItIq-FPzhurNdCrQ3JE8Rkx3gMd70nIk6\_kmPxl66\_oJCEsXs0gNunPowMAMHCmBYPOtUxUGI$) .

    Benefit Highlights

    • Medical with wellness incentives, dental, and vision

    • HSA with company match

    • Maternity and parental leave

    • Tuition reimbursement

    • Mentor program

    • 401(k) with 6% match

    • More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits

    Follow Us

    Facebook (https://www.facebook.com/FirstHorizonBank)

     

    X formerly Twitter

     

    LinkedIn (http://www.linkedin.com/company/first-horizon-bank)

    Instagram

    YouTube (https://www.youtube.com/channel/UCEVs5OMj-b0H9Dr5Q209\_-Q)

     

    Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

     

    This employer is required to notify all applicants of their rights pursuant to federal employment laws.

     

    For further information, please review the Know Your Rights (https://www.eeoc.gov/poster) notice from the Department of Labor.