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Why USAA?

At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice. We seek to be the #1 choice for the military community and their families.

Embrace a fulfilling career at USAA, where our core values – honesty, integrity, loyalty and service – define how we treat each other and our members. Be part of what truly makes us special and impactful.

The Opportunity

We are seeking a motivated and analytical candidate to join our Loss Forecasting & Stress Testing team. As a Credit Risk Analytics Manager II, you will support the execution and maintenance of analytical models, contribute to data gathering and analysis, and help prepare risk management reports. You will have the opportunity to gain exposure to quantitative credit, financial analytics, as well as predictive modeling techniques. This position offers a valuable learning experience within a dynamic banking environment, working closely with senior team members to support risk assessments and the challenge process for risk and strategy proposals. Join our high performing team to build a strong foundation in risk analytics, develop essential technical and analytical skills, and contribute to the strategic financial health of the bank.

We offer a flexible work environment that requires an individual to be **in the office 4 days per week.** This position can be based in San Antonio, TX, or Plano, TX.

Relocation assistance is **not** available for this position.

What you'll do:

+ Applies analytical skills to assess risks and opportunities for a Bank consumer portfolio and translates results into recommendations.

+ Effectively develops analytical concepts in support of key stakeholders to deliver on bank risk strategies.

+ Conducts quantitative analysis utilizing extensive internal and external data sources.

+ Develops qualitative analysis to support departmental decision making.

+ Researches credit, product, and/or risk proposals and utilizes critical thinking skills to provide analysis ensuring strong portfolio performance outcomes.

+ Builds and/or maintains effective risk management frameworks which can identify, measure, or mitigate risk.

+ Develops and maintains comprehensive risk reporting in support of management and committee oversight of existing and emerging risks.

+ May develop and/or execute financial risk sensitivity analysis.

+ May execute credit and/or financial modeling infrastructure.

+ Ensures risks associated with business activities are effectively identified, measured, monitored, and controlled in accordance with risk and compliance policies and procedures.

What you have:

+ Bachelor’s degree; OR 4 years of related experience (in addition to the minimum years of experience required) may be substituted in lieu of degree.

+ 2 years experience in an analytical field or focused on risk management execution, analytics or risk assessments; OR an advanced degree in a quantitative, scientific, engineering, business or technical field; OR an equivalent level of demonstrated competencies in leading risk management execution, analytics and risk assessments.

+ Experience communicating analytical insights to various stakeholders.

+ Ability to apply critical thinking skills with various data to problem solve effectively.

+ Basic understanding of data, code, or reporting tools.

What sets you apart:

+ Basic familiarity with SQL.

+ Familiar with Python or R.

+ Ability to query and analyze date.

+ Proficient in Microsoft Office (Excel, Power Point).

Compensation range:** The salary range for this position is: $77,120 - $147,390 **.

USAA does not provide visa sponsorship for this role. Please do not apply for this role if at any time (now or in the future) you will need immigration support (i.e., H-1B, TN, STEM OPT Training Plans, etc.).

**Compensation:** USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location.

Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors.

The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job.

**Benefits:** At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals.

For more details on our outstanding benefits, visit our benefits page on USAAjobs.com.

_Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting._

_USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran._

If you are an existing USAA employee, please use the internal career site in OneSource to apply.

Please do not type your first and last name in all caps.

_Find your purpose. Join our mission._

USAA is unlike any other financial services organization. The mission of the association is to facilitate the financial security of its members, associates and their families through provision of a full range of highly competitive financial products and services; in so doing, USAA seeks to be the provider of choice for the military community. We do this by upholding the highest standards and ensuring that our corporate business activities and individual employee conduct reflect good judgment and common sense, and are consistent with our core values of service, loyalty, honesty and integrity.

USAA attributes its long-standing success to its most valuable resource: our 35,000 employees. They are the heart and soul of our member-service culture. When you join us, you'll become part of a thriving community committed to going above for those who have gone beyond: the men and women of the U.S. military, their associates and their families. In order to play a role on our team, you don't have to be connected to the military yourself – you just need to share our passion for serving our more than 13 million members.

USAA is an EEO/AA Employer - applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, disability, genetic information, sexual orientation, gender identity or expression, pregnancy, protected veteran status or other status protected by law.

California applicants, please review our HR CCPA - Notice at Collection (https://statmcstg.usaa.com/mcontent/static\_assets/Media/enterprise\_hr\_cpra\_notice\_at\_collection.pdf) here.

USAA is an EEO/AA Employer - applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, disability, genetic information, sexual orientation, gender identity or expression, pregnancy, protected veteran status or other status protected by law.